(As per cent of total assets) |
Sr. No. | Name of the Banks | Interest Income | Operating Profit | Net Profit after Taxes |
2021-22 | 2022-23 | 2021-22 | 2022-23 | 2021-22 | 2022-23 |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
1 | Abhyudaya Co-operative Bank Limited, Mumbai | 5.8 | 6.0 | -0.4 | 0.2 | 0.0 | -1.8 |
2 | Ahmedabad Mercantile Co-operative Bank Limited | 7.0 | 6.7 | 3.3 | 2.3 | 2.4 | 1.5 |
3 | Akola Janata Commercial Co-operative Bank Limited, Akola | 6.4 | 6.4 | 1.0 | 1.8 | 0.5 | 1.1 |
4 | Akola Urban Co-operative Bank Limited, Akola | 6.8 | 6.1 | 1.4 | 3.2 | 0.5 | 0.3 |
5 | Amanath Co-operative Bank Limited, Bangalore | 0.4 | 0.4 | 0.1 | -0.2 | 0.1 | -0.2 |
6 | Andhra Pradesh Mahesh Co-operative Urban Bank Limited | 8.2 | 7.9 | 1.8 | 1.0 | 1.0 | 0.7 |
7 | Apna Sahakari Bank Limited | 6.9 | 6.5 | 0.7 | 0.5 | 0.2 | -1.5 |
8 | Bassein Catholic Co-operative Bank Limited | 6.7 | 6.5 | 1.6 | 1.5 | 0.7 | 0.7 |
9 | Bharat Co-operative Bank (Mumbai) Limited, Mumbai | 7.1 | 6.6 | 0.9 | 1.2 | 0.3 | -1.1 |
10 | Bharati Sahakari Bank Limited | 6.0 | 6.1 | 0.8 | 1.5 | 0.0 | 0.6 |
11 | Bombay Mercantile Co-operative Bank Limited | 4.5 | 4.7 | 0.6 | 1.0 | 0.1 | 0.1 |
12 | Citizen Credit Co-operative Bank Limited, Mumbai | 6.5 | 6.7 | 1.2 | 1.2 | 0.7 | 0.6 |
13 | Cosmos Co-operative Bank Limited | 6.8 | 6.8 | 2.0 | 2.4 | 0.4 | 0.7 |
14 | Dombivli Nagari Sahakari Bank Limited | 6.6 | 6.4 | 1.7 | 2.4 | 0.5 | 0.5 |
15 | Goa Urban Co-operative Bank Limited | 7.1 | 6.7 | 1.5 | 0.8 | 0.7 | 0.6 |
16 | GP Parsik Sahakari Bank Ltd, Kalwa, Thane | 6.9 | 6.8 | 1.4 | 1.4 | 1.0 | 0.7 |
17 | Greater Bombay Co-operative Bank Limited | 6.8 | 7.1 | 1.5 | 0.7 | 0.2 | 0.2 |
18 | Indian Mercantile Co-operative Bank Limited, Lucknow | 5.3 | 4.9 | 0.8 | 1.4 | 0.4 | 1.4 |
19 | Jalgaon Janata Sahakari Bank Limited | 7.2 | 7.0 | 2.3 | 1.8 | 0.8 | 0.9 |
20 | Jalgaon People's Co-operative Bank Limited | 6.7 | 6.2 | 0.9 | 2.0 | 0.0 | 0.3 |
21 | Janakalyan Sahakari Bank Limited, Mumbai | 6.5 | 5.5 | 1.2 | 0.1 | 0.0 | 0.1 |
22 | Janalaxmi Co-operative Bank Limited, Nashik | 5.8 | 3.8 | 1.6 | -0.6 | 1.6 | -0.6 |
23 | Janata Sahakari Bank Limited, Pune | 6.4 | 6.2 | 1.4 | 1.8 | 0.0 | 0.1 |
24 | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited | 7.1 | 7.1 | 1.4 | 1.8 | 0.1 | 0.5 |
25 | Kalupur Commercial Co-operative Bank Limited | 5.7 | 6.1 | 2.1 | 2.3 | 1.3 | 1.3 |
26 | Kalyan Janata Sahakari Bank Limited, Kalyan | 6.9 | 6.5 | 0.8 | 1.0 | 0.5 | -0.6 |
27 | Kapol Co-operative Bank Limited, Mumbai | 2.2 | 1.2 | -1.5 | -2.0 | -4.0 | -1.4 |
28 | Karad Urban Co-operative Bank Limited | 7.0 | 7.0 | 1.2 | 1.5 | 0.3 | 0.5 |
29 | Khamgaon Urban Co-operative Bank Limited, Khamgaon | 6.8 | 6.5 | 1.6 | 2.2 | 0.5 | 0.6 |
30 | Mahanagar Co-operative Bank Limited, Mumbai | 7.1 | 6.9 | 1.3 | 1.1 | 0.5 | 0.6 |
31 | Mehsana Urban Co-operative Bank Limited | 7.6 | 7.2 | 2.7 | 3.0 | 1.3 | 1.2 |
32 | Nagar Urban Co-operative Bank Limited, Ahmednagar | 4.9 | 3.7 | 1.1 | 0.9 | -5.0 | -4.2 |
33 | Nagpur Nagrik Sahakari Bank Limited | 6.4 | 6.6 | 1.7 | 1.8 | 0.1 | 0.2 |
34 | Nasik Merchant's Co-operative Bank Limited | 7.3 | 7.8 | 2.1 | 2.7 | 1.2 | 1.5 |
35 | New India Co-operative Bank Limited, Mumbai | 5.4 | 6.7 | 0.3 | 0.5 | 0.1 | -1.0 |
36 | NKGSB Co-operative Bank Limited, Mumbai | 6.7 | 6.8 | 0.9 | 0.7 | 0.2 | 0.3 |
37 | Nutan Nagarik Sahakari Bank Limited, Ahmedabad | 6.1 | 6.2 | 0.9 | 1.3 | 0.5 | 0.5 |
38 | Pravara Sahakari Bank Limited | 7.8 | 7.9 | 1.7 | 1.9 | 0.4 | 0.5 |
39 | Rajarambapu Sahakari Bank Limited | 7.8 | 7.3 | 1.5 | 1.7 | 0.4 | 0.5 |
40 | Rajkot Nagrik Sahakari Bank Limited | 7.0 | 6.8 | 2.1 | 2.1 | 1.3 | 1.3 |
41 | Rupee Co-operative Bank Limited | 2.3 | - | 0.4 | - | 0.1 | - |
42 | Sangli Urban Co-operative Bank Limited, Sangli | 6.5 | 6.1 | 0.5 | 0.1 | -0.7 | 0.0 |
43 | Saraswat Co-operative Bank Limited, Bombay | 5.2 | 5.6 | 1.1 | 1.4 | 0.5 | 0.6 |
44 | SBPP Co-operative Bank Limited, Killa Pardi | 6.4 | 6.2 | 1.4 | 1.7 | 0.8 | 0.6 |
45 | Shamrao Vithal Co-operative Bank Limited | 6.3 | 6.8 | 1.1 | 1.2 | 0.6 | 0.7 |
46 | Shikshak Sahakari Bank Limited, Nagpur | 5.8 | 5.0 | 0.4 | 1.0 | 0.0 | 0.1 |
47 | Solapur Janata Sahakari Bank Limited | 7.2 | 6.9 | 1.9 | 2.1 | 0.6 | 1.1 |
48 | Surat Peoples Co-operative Bank Limited | 6.7 | 7.1 | 0.9 | 1.8 | 0.7 | 1.1 |
49 | Thane Bharat Sahakari Bank Limited | 8.3 | 6.9 | 1.6 | 1.0 | 0.5 | 0.3 |
50 | TJSB Sahakari Bank | 6.3 | 6.8 | 1.5 | 1.8 | 0.9 | 1.0 |
51 | Vasai Vikas Sahakari Bank Limited | 6.8 | 6.8 | 0.8 | 0.9 | 0.3 | 0.2 |
52 | Zoroastrian Co-operative Bank Limited, Bombay | 5.7 | 6.8 | 0.5 | 0.7 | 0.3 | 0.2 |
Notes: 1. Data for 2022-23 are provisional. 2. -: Nil / negligible. Source: Off-site surveillance returns, RBI. |
Appendix Table V.2: Indicators of Financial Performance: Scheduled UCBs (Concluded) |
(As per cent of total assets) |
Sr. No. | Name of the Banks | Interest Expended | Non-Interest Expenses | Provisions and Contingencies |
2021-22 | 2022-23 | 2021-22 | 2022-23 | 2021-22 | 2022-23 |
1 | 2 | 9 | 10 | 11 | 12 | 13 | 14 |
1 | Abhyudaya Co-operative Bank Limited, Mumbai | 4.1 | 3.8 | 2.7 | 2.8 | 1.0 | 2.8 |
2 | Ahmedabad Mercantile Co-operative Bank Limited | 3.8 | 3.5 | 1.4 | 1.4 | 0.4 | 0.8 |
3 | Akola Janata Commercial Co-operative Bank Limited, Akola | 3.4 | 2.9 | 2.8 | 2.6 | 0.3 | 0.4 |
4 | Akola Urban Co-operative Bank Limited, Akola | 3.4 | 3.3 | 2.9 | 2.9 | 0.9 | 2.5 |
5 | Amanath Co-operative Bank Limited, Bangalore | 0.2 | 0.2 | 0.5 | 0.7 | 0.0 | 0.0 |
6 | Andhra Pradesh Mahesh Co-operative Urban Bank Limited | 5.3 | 4.9 | 1.9 | 2.5 | 0.5 | 0.2 |
7 | Apna Sahakari Bank Limited | 4.3 | 3.9 | 3.0 | 3.2 | 0.4 | 2.4 |
8 | Bassein Catholic Co-operative Bank Limited | 4.2 | 3.8 | 1.3 | 1.4 | 0.6 | 0.5 |
9 | Bharat Co-operative Bank (Mumbai) Limited, Mumbai | 4.8 | 4.0 | 2.2 | 2.1 | 0.8 | 2.6 |
10 | Bharati Sahakari Bank Limited | 3.8 | 3.3 | 1.9 | 1.6 | 0.8 | 0.8 |
11 | Bombay Mercantile Co-operative Bank Limited | 1.9 | 1.8 | 3.2 | 3.4 | 0.8 | 0.9 |
12 | Citizen Credit Co-operative Bank Limited, Mumbai | 3.5 | 3.4 | 2.3 | 2.4 | 0.2 | 0.4 |
13 | Cosmos Co-operative Bank Limited | 3.9 | 3.7 | 3.4 | 4.2 | 1.6 | 1.4 |
14 | Dombivli Nagari Sahakari Bank Limited | 4.0 | 3.2 | 4.4 | 3.6 | 1.0 | 1.7 |
15 | Goa Urban Co-operative Bank Limited | 4.1 | 4.0 | 1.9 | 2.3 | 0.5 | 0.0 |
16 | GP Parsik Sahakari Bank Ltd, Kalwa, Thane | 3.7 | 3.3 | 2.3 | 2.6 | 0.1 | 0.5 |
17 | Greater Bombay Co-operative Bank Limited | 4.0 | 4.3 | 2.5 | 2.8 | 1.1 | 0.5 |
18 | Indian Mercantile Co-operative Bank Limited, Lucknow | 2.1 | 1.2 | 2.8 | 2.4 | 0.4 | -0.1 |
19 | Jalgaon Janata Sahakari Bank Limited | 3.9 | 3.6 | 2.1 | 2.1 | 1.0 | 0.6 |
20 | Jalgaon People's Co-operative Bank Limited | 3.6 | 3.3 | 2.9 | 2.3 | 0.9 | 1.9 |
21 | Janakalyan Sahakari Bank Limited, Mumbai | 3.6 | 3.3 | 2.2 | 2.5 | 1.4 | -0.3 |
22 | Janalaxmi Co-operative Bank Limited, Nashik | 2.3 | 2.3 | 5.4 | 3.0 | 0.0 | 0.0 |
23 | Janata Sahakari Bank Limited, Pune | 4.3 | 3.7 | 2.1 | 1.6 | 1.4 | 1.7 |
24 | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited | 4.4 | 4.1 | 1.7 | 1.7 | 1.0 | 1.1 |
25 | Kalupur Commercial Co-operative Bank Limited | 3.3 | 3.3 | 1.1 | 1.1 | 0.3 | 0.4 |
26 | Kalyan Janata Sahakari Bank Limited, Kalyan | 4.4 | 4.0 | 2.8 | 2.5 | 0.2 | 1.5 |
27 | Kapol Co-operative Bank Limited, Mumbai | 1.6 | 1.0 | 2.4 | 2.5 | 2.5 | -0.7 |
28 | Karad Urban Co-operative Bank Limited | 4.3 | 4.0 | 2.1 | 2.1 | 0.8 | 0.9 |
29 | Khamgaon Urban Co-operative Bank Limited, Khamgaon | 3.0 | 2.7 | 2.8 | 2.3 | 0.9 | 1.3 |
30 | Mahanagar Co-operative Bank Limited, Mumbai | 3.9 | 3.6 | 2.3 | 2.5 | 0.6 | 0.4 |
31 | Mehsana Urban Co-operative Bank Limited | 4.3 | 4.0 | 1.2 | 1.0 | 0.9 | 1.3 |
32 | Nagar Urban Co-operative Bank Limited, Ahmednagar | 3.0 | 1.2 | 1.8 | 1.8 | 6.1 | 4.8 |
33 | Nagpur Nagrik Sahakari Bank Limited | 3.9 | 3.3 | 3.1 | 2.8 | 1.3 | 1.4 |
34 | Nasik Merchant's Co-operative Bank Limited | 3.6 | 3.8 | 3.8 | 2.4 | 0.3 | 0.7 |
35 | New India Co-operative Bank Limited, Mumbai | 3.6 | 4.4 | 2.2 | 2.7 | 0.2 | 2.1 |
36 | NKGSB Co-operative Bank Limited, Mumbai | 4.2 | 4.0 | 2.3 | 2.9 | 0.6 | 0.3 |
37 | Nutan Nagarik Sahakari Bank Limited, Ahmedabad | 4.4 | 4.3 | 1.7 | 1.6 | 0.2 | 0.6 |
38 | Pravara Sahakari Bank Limited | 4.6 | 4.4 | 2.5 | 2.4 | 1.3 | 1.3 |
39 | Rajarambapu Sahakari Bank Limited | 5.2 | 4.5 | 1.4 | 1.8 | 1.0 | 1.2 |
40 | Rajkot Nagrik Sahakari Bank Limited | 4.1 | 3.8 | 1.4 | 1.3 | 0.4 | 0.4 |
41 | Rupee Co-operative Bank Limited | 1.0 | - | 0.9 | - | 0.3 | - |
42 | Sangli Urban Co-operative Bank Limited, Sangli | 4.3 | 4.0 | 2.2 | 2.4 | 1.1 | 0.0 |
43 | Saraswat Co-operative Bank Limited, Bombay | 3.4 | 3.3 | 1.6 | 1.8 | 0.5 | 0.6 |
44 | SBPP Co-operative Bank Limited, Killa Pardi | 3.3 | 3.0 | 1.9 | 1.9 | 0.3 | 0.7 |
45 | Shamrao Vithal Co-operative Bank Limited | 3.8 | 3.8 | 2.2 | 2.5 | 0.3 | 0.2 |
46 | Shikshak Sahakari Bank Limited, Nagpur | 3.4 | 3.1 | 2.6 | 2.5 | 0.4 | 0.8 |
47 | Solapur Janata Sahakari Bank Limited | 4.2 | 3.8 | 1.8 | 1.9 | 1.1 | 1.0 |
48 | Surat Peoples Co-operative Bank Limited | 4.9 | 4.5 | 1.3 | 1.2 | 0.2 | 0.3 |
49 | Thane Bharat Sahakari Bank Limited | 4.2 | 3.7 | 3.4 | 3.3 | 0.9 | 0.6 |
50 | TJSB Sahakari Bank | 3.6 | 3.7 | 1.8 | 1.9 | 0.2 | 0.4 |
51 | Vasai Vikas Sahakari Bank Limited | 4.8 | 4.4 | 1.9 | 1.9 | 0.4 | 0.7 |
52 | Zoroastrian Co-operative Bank Limited, Bombay | 3.5 | 3.7 | 2.1 | 3.0 | 0.3 | 0.4 |
Notes: 1. Data for 2022-23 are provisional. 2. -: Nil / negligible. Source: Off-site surveillance returns, RBI. |