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Pictorial Representation of Trends in Payment Systems

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Monthly Payment System Indicators - April 2024

1. Digital Payments – Volume and Value

Digital Payments – Volume and Value

2. Total Payments – Volume and Value

Total Payments – Volume and Value

3. Total Retail Payments – Volume and Value

Total Retail Payments – Volume and Value

4. Digital Retail Payments – Volume and Value

Digital Retail Payments – Volume and Value

5. Comparison of WHOLESALE and RETAIL Payment Systems

a. Comparison of Payments Volume

Comparison of Payments Volume

b. Comparison of Payments Value

Comparison of Payments Value

6. RBI Operated Payment Systems

a. Real Time Gross Settlement (RTGS)

Real Time Gross Settlement (RTGS)

b. National Electronic Funds Transfer (NEFT)

National Electronic Funds Transfer (NEFT)

7. NPCI Operated Fast Payment Systems - Unified Payments Interface (UPI) and Immediate Payment System (IMPS)

NPCI Operated Fast Payment Systems - Unified Payments Interface (UPI) and Immediate Payment System (IMPS)

8. Other NPCI Operated Payment Systems

a. Bharat Interface for Money (BHIM) Aadhar Pay

Bharat Interface for Money (BHIM) Aadhar Pay

b. National Electronic Toll Collection (NETC) (Linked to Bank Account)

National Electronic Toll Collection (NETC) (Linked to Bank Account)

c. National Automated Clearing House (NACH) - Credit and Debit

National Automated Clearing House (NACH) - Credit and Debit

9. Cards and Prepaid Payment Instruments (PPIs)

a. Debit and Credit Cards

Debit and Credit Cards

b. PPI Wallets and Cards Usage

PPI Wallets and Cards Usage

10. Paper Operated Payment System - Cheque Truncation System (CTS)

Paper Operated Payment System - Cheque Truncation System (CTS)

11. Card Acceptance Infrastructure and QR Codes

a. Card Acceptance Infrastructure

Card Acceptance Infrastructure

b. UPI QR Codes

UPI QR Codes

12. Payment System Wise Volume and Value Share

a. Digital Payment Volume Share

Digital Payment Volume Share

b. Digital Payment Value Share

Digital Payment Value Share

13. Ticket size

a. Ticket Size of Retail Payment Systems

Ticket Size of Retail Payment Systems

b. Ticket Size of NEFT and RTGS Payment Systems

Ticket Size of NEFT and RTGS Payment Systems

14. Trade Receivables Discounting System (TReDS)

a. TReDS - Invoices Uploaded and Financed

TReDS - Invoices Uploaded and Financed

b. TReDS - Buyers and Sellers Onboarded

TReDS - Buyers and Sellers Onboarded

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