(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Month

Jun. 30#

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

31,788

603

1,339

–5,290

–567

–5,860

Borrowings from Banks⁽¹⁾

31,543

1,725

2,194

2,346

14,015

1,733

Other demand and time liabilities⁽²⁾

7,361

–1,283

8,788

–1,530

8,696

–4,552

Liabilities to Others

Aggregate deposits@

21,82,144

45,881

92,886

73,095

2,30,665

3,89,059

(2.1)

(5.5)

(3.5)

(14.8)

(21.7)

Demand

3,42,659

11,215

15,741

–21,981

50,901

78,891

Time@

18,39,484

34,666

77,145

95,076

1,79,763

3,10,168

[1,76,250]

Borrowings⁽³⁾

85,957

7,878

1,395

2,813

40,839

15,039

Other demand and time liabilities

1,89,396

–1,482

–42,981

616

6,165

39,617

Borrowings from Reserve Bank

2

—

–50

–1,486

—

2

Cash in hand and Balances with Reserve Bank

1,39,112

4,581

9,520

–994

18,810

33,015

Cash in hand

12,982

1,009

1,639

–64

1,212

2,871

Balances with Reserve Bank

1,26,130

3,572

7,881

–931

17,598

30,144

Assets with the Banking System

Balance with other Banks⁽⁴⁾

26,516

4,112

280

53

1,734

6,915

Money at call and short notice

15,895

1,753

6,495

2,276

7,215

–10,460

Advances to Banks

3,348

–299

–535

–844

–834

–5,809

Other assets

11,382

1,404

30

1,262

–308

8,928

Investments⁽⁵⁾

7,57,530

10,722

–879

40,076

20,815

19,256

(1.4)

(–0.1)

(5.6)

(2.9)

(2.6)

Government securities

7,34,968

10,784

–182

34,226

23,986

16,169

[11,793]

Other approved securities

22,562

–62

–697

5,850

–3,171

3,087

Bank Credit

15,45,084

51,969

60,775

38,007

2,82,333

3,83,881

(3.5)

(5.5)

(2.5)

(32.1)

(33.1)

Food Credit

37,955

–1,107

3,681

–2,735

1,741

–6,847

Non-food credit

15,07,129

53,077

57,094

40,743

2,80,593

3,90,728

[2,47,711]

Loans, cash-credit and overdrafts

14,71,169

49,932

63,275

40,714

2,75,225

3,67,681

Inland bills- purchased

10,166

–384

–76

–2,748

590

2,688

discounted⁽⁶⁾

29,331

419

–1,160

–1,485

2,726

5,259

Foreign bills-purchased

12,683

721

–620

–392

884

2,475

discounted

21,735

1,282

–645

1,918

2,908

5,778

Cash-Deposit Ratio

6.38

Investment-Deposit Ratio

34.71

Credit-Deposit Ratio

70.81

(2) Wherever it has not been possible to identify a liability to the banking system,
it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include
other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.
3. Financial year variation during 2006-07 so far is worked out from March 31, 2006 whereas the
corresponding variation during 2005-06 is worked out from March 18, 2005 (which were the last reporting
Fridays for the respective years). Year-on-year variation for the current week are over the levels of reporting
Friday of the previous year i.e. June 24, 2005.
4. Based on Special Returns submited by the banks as required when the last Friday of the month is not
an alternate Friday for the reporting purposes.