(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Month

Jul. 28#

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

31,519

–269

–5,064

–5,558

1,839

–6,924

Borrowings from Banks⁽¹⁾

29,315

–2,228

–2,378

118

15,528

–1,472

Other demand and time liabilities⁽²⁾

7,680

320

7,594

–1,210

9,575

–4,094

Liabilities to Others

Aggregate deposits@

22,05,518

23,374

47,204

96,469

2,48,008

3,73,179

(1.1)

(2.6)

(4.6)

(15.7)

(20.4)

Demand

3,31,334

–11,326

–2,757

–33,306

66,926

48,073

Time@

18,74,185

34,700

49,961

1,29,776

1,81,082

3,25,106

[1,77,569]

Borrowings⁽³⁾

86,845

888

2,891

3,701

43,164

12,034

Other demand and time liabilities

1,86,655

–2,742

–19,865

–2,126

25,635

19,503

Borrowings from Reserve Bank

—

–2

–95

–1,488

–180

2

Cash in hand and Balances with Reserve Bank

1,32,575

–6,537

20,535

–7,531

37,189

8,908

Cash in hand

12,199

–783

434

–847

1,504

1,616

Balances with Reserve Bank

1,20,376

–5,754

20,101

–6,684

35,685

7,292

Assets with the Banking System

Balance with other Banks⁽⁴⁾

25,209

–1,307

–3,917

–1,254

2,327

4,957

Money at call and short notice

13,152

–2,744

2,323

–468

8,642

–13,152

Advances to Banks

3,197

–151

752

–995

–744

–6,342

Other assets

11,798

416

503

1,678

602

8,705

Investments⁽⁵⁾

7,65,763

8,233

7,213

48,309

22,651

18,287

(1.1)

(1.0)

(6.7)

(3.1)

(2.4)

Government securities

7,41,748

6,780

8,006

41,006

25,858

13,486

[13,665]

Other approved securities

24,015

1,453

–793

7,302

–3,207

4,801

Bank Credit

15,56,917

11,833

33,730

49,840

2,96,195

3,70,977

(0.8)

(2.9)

(3.3)

(33.3)

(31.3)

Food Credit

36,076

–1,879

–461

–4,615

–2,737

–3,479

Non-food credit

15,20,841

13,712

34,191

54,455

2,98,932

3,74,457

[2,66,050]

Loans, cash-credit and overdrafts

14,83,544

12,375

41,266

53,088

2,89,053

3,55,896

Inland bills- purchased

9,524

–643

–2,066

–3,390

2,072

823

discounted⁽⁶⁾

29,070

–261

–2,750

–1,746

1,535

5,885

Foreign bills-purchased

12,509

–174

–2,002

–566

833

2,212

discounted

22,271

536

–718

2,454

2,701

6,162

Cash-Deposit Ratio

6.01

Investment-Deposit Ratio

34.72

Credit-Deposit Ratio

70.59

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a
liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank. (4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are
given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes:
1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.
3. Financial year variation during 2006-07 so far is worked out from March 31, 2006, whereas the corresponding financial year
variation during 2005-06 is worked out from April 1, 2005.
4. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate
Friday for the reporting purposes.