(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Month

Aug. 25#

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

33,107

1,588

–4,964

–3,971

1,623

–5,436

Borrowings from Banks⁽¹⁾

33,121

3,806

–1,145

3,924

18,253

1,101

Other demand and time liabilities⁽²⁾

7,964

283

7,471

–926

7,456

–3,687

Liabilities to Others

Aggregate deposits@

22,34,660

29,142

59,281

1,25,612

2,54,537

3,90,244

(1.3)

(3.3)

(6.0)

(16.0)

(21.2)

Demand

3,31,394

60

–9,416

–33,246

56,130

54,792

Time@

19,03,267

29,082

68,696

1,58,858

1,98,407

3,35,452

[1,94,894]

Borrowings⁽³⁾

87,024

179

5,245

3,880

45,901

9,858

Other demand and time liabilities

1,90,592

3,937

–25,656

1,812

15,990

29,231

Borrowings from Reserve Bank

30

—

–95

–1,458

—

30

Cash in hand and Balances with Reserve Bank

1,39,117

6,542

11,163

–989

28,908

24,822

Cash in hand

12,392

193

78

–654

1,878

2,165

Balances with Reserve Bank

1,26,725

6,349

11,085

–335

27,030

22,657

Assets with the Banking System

Balance with other Banks⁽⁴⁾

24,863

–346

–3,077

–1,600

3,592

3,771

Money at call and short notice

18,230

5,078

719

4,610

7,363

–6,470

Advances to Banks

3,667

470

1,096

–524

–248

–6,217

Other assets

11,964

166

531

1,844

561

8,844

Investments⁽⁵⁾

7,56,365

–9,398

21,265

38,911

35,850

–5,163

(–1.2)

(2.9)

(5.4)

(4.9)

(–0.7)

Government securities

7,34,508

–7,240

21,712

33,766

38,502

–7,460

[26,310]

Other approved securities

21,857

–2,158

–447

5,144

–2,653

2,297

Bank Credit

15,86,119

29,202

49,622

79,042

2,93,609

3,84,287

(1.9)

(4.3)

(5.2)

(32.3)

(32.0)

Food Credit

36,366

290

97

–4,325

248

–3,747

Non-food credit

15,49,753

28,912

49,525

83,367

2,93,361

3,88,035

[2,60,479]

Loans, cash-credit and overdrafts

15,12,459

28,916

56,599

82,004

2,86,011

3,69,478

Inland bills- purchased

9,265

–259

–1,759

–3,649

2,484

258

discounted⁽⁶⁾

28,762

–308

–3,052

–2,054

1,386

5,879

Foreign bills-purchased

13,248

740

–2,224

174

500

3,173

discounted

22,385

114

58

2,568

3,228

5,499

Cash-Deposit Ratio

6.23

Investment-Deposit Ratio

33.85

Credit-Deposit Ratio

70.98

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items
under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.
3. Financial year variation during 2006-07 so far is worked out from March 31, 2006, whereas the corresponding financial year variation
during 2005-06 is worked out from April 1, 2005.
4. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate
Friday for the reporting purposes.