(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Fortnight

Sep. 29#

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

33,827

993

–4,340

–3,251

4,198

–5,341

Borrowings from Banks⁽¹⁾

34,800

1,077

–1,612

5,603

15,031

3,247

Other demand and time liabilities⁽²⁾

7,777

136

1,064

–1,113

1,092

2,533

Liabilities to Others

Aggregate deposits@

23,02,382

49,326

1,37,732

1,93,333

3,15,566

3,79,514

(2.2)

(7.7)

(9.2)

(19.6)

(19.7)

Demand

3,57,177

17,912

18,917

–7,463

75,432

52,243

Time@

19,45,204

31,413

1,18,815

2,00,795

2,40,134

3,27,271

[2,36,621]

Borrowings⁽³⁾

84,651

–3,473

6,357

1,507

47,960

6,374

Other demand and time liabilities

2,17,216

8,271

–8,170

28,436

17,559

38,369

Borrowings from Reserve Bank

1,430

1,430

705

–58

800

630

Cash in hand and Balances with Reserve Bank

1,54,413

8,057

13,444

14,307

26,162

37,837

Cash in hand

14,066

1,727

727

1,021

1,938

3,190

Balances with Reserve Bank

1,40,347

6,330

12,717

13,286

24,224

34,647

Assets with the Banking System

Balance with other Banks⁽⁴⁾

27,367

891

27

905

7,173

3,171

Money at call and short notice

18,376

959

–345

4,757

689

–5,260

Advances to Banks

3,974

842

–5,793

–218

–6,605

980

Other assets

15,258

3,392

1,087

5,139

1,109

11,582

Investments⁽⁵⁾

7,52,764

–8,354

16,326

35,309

50,475

–3,826

(–1.1)

(2.2)

(4.9)

(7.1)

(–0.5)

Government securities

7,30,884

–8,244

16,868

30,142

52,944

–6,240

[40,752]

Other approved securities

21,880

–110

–541

5,168

–2,469

2,414

Bank Credit

16,54,734

47,216

1,24,029

1,47,657

3,37,244

3,78,496

(2.9)

(10.8)

(9.8)

(35.9)

(29.7)

Food Credit

33,458

–2,938

–467

–7,233

911

–6,091

Non-food credit

16,21,276

50,154

1,24,496

1,54,889

3,36,333

3,84,586

[3,03,451]

Loans, cash-credit and overdrafts

15,76,418

44,831

1,26,985

1,45,963

3,28,009

3,63,051

Inland bills- purchased

10,016

493

–144

–2,898

3,116

–607

discounted⁽⁶⁾

30,051

816

–1,812

–765

1,566

5,928

Foreign bills-purchased

15,165

1,772

–1,419

2,090

848

4,285

discounted

23,084

–695

418

3,266

3,704

5,839

Cash-Deposit Ratio

6.71

Investment-Deposit Ratio

32.70

Credit-Deposit Ratio

71.87

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under
'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes:
1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.
3. Financial year variation during 2006-07 so far is worked out from March 31, 2006, whereas the corresponding financial year variation
during 2005-06 is worked out from April 1, 2005.