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Weekly Statistical Supplement


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Date : Oct 24, 1998
3. Scheduled Commercial Banks - Business in India
        (Rs. crore)

    Outstanding    
  Item   as on
 
Variation over
    1998
    Financial year so far
 
    Oct. 9#   Fortnight 1997-98 1998-99 Year

  1   2   3 4 5 6

Liabilities to the Banking System            
  Demand and time deposits from banks 28,499   1,843 2,331 4,817 8,772
  Borrowings from Banks(1) 11,927   2,349 3,261 4,767 5,408
  Other demand and time liabilities(2) 756   214 -73 -689 290
Liabilities to Others            
  Aggregate deposits 6,71,973 @ 7,967 37,687 66,563 1,28,687
        (1.2) (7.5) (11.0) (23.7)
  Demand 1,00,595   1,082 -5,137 -1,918 15,122
  Time 5,71,377 @ 6,885 42,824 68,480 1,13,564
  Borrowings(3)1,226 -562   292 -53 -3  
  Other demand and time liabilities 44,584   1,897 -302 4,830 10,633
               
Borrowings from Reserve Bank 3,577   271 -423 3,182 3,440
               
Cash in hand and Balances with Reserve Bank 71,317   4,717 4,385 10,011 13,737
  Cash in hand 3,825   20 -213 217 691
  Balances with Reserve Bank 67,492   4,697 4,599 9,794 13,046
               
Assets with the Banking System            
  Balance with other Banks(4) 11,254   144 1,276 -298 1,609
  Money at call and short notice 15,397   2,161 -250 6,536 7,688
  Advances to banks 1,321   144 -388 -842 -167
  Other assets 1,012   89 -45 -654 -630
Investments(5) 2,48,209   -3,351 29,247 29,504 28,449
        (-1.3) (15.4) (13.5) (12.9)
  Government securities 2,16,196   -3,705 30,273 29,239 27,033
  Other approved securities 32,013   355 -1,028 265 1,417
               
Bank Credit 3,34,514   6,382 6,141 10,435 49,972
        (1.9) (2.2) (3.2) (17.6)
               
  Food Credit 15,949   -130 1,455 3,464 6,897
  Non-food credit 3,18,565   6,512 4,686 6,971 43,075
               
  Loans, cash-credit and overdrafts 3,06,744   6,121 6,036 12,009 49,086
  Inland bills- purchased 4,357   206 493 -303 -323
    discounted(6) 9,744   494 262 -24 877
  Foreign bills-purchased 7,308   -67 -287 -622 -54
discounted 6,361   -373 -361 -624 385
             
Cash-Deposit Ratio 10.61          
Investment-Deposit Ratio 36.94          
Credit-Deposit Ratio 49.78          

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 8.0 per cent and 20.4 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
  Figures in brackets denote percentage variations in the relevant period.

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