(Rs. crore)

Outstanding
as on

Variation over

Item

2008

Fortnight

Financial year
so far

Year-on-year

Mar. 14#

2006-2007

2007-2008

2007

2008

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

39,581

69

–1,821

–1,191

1,998

4,324

Borrowings from Banks ⁽¹⁾

32,198

5,756

7,060

–3,201

5,422

–4,059

Other Demand and Time Liabilities ⁽²⁾

18,793

1,799

931

6,507

1,594

8,971

Liabilities to Others

Aggregate Deposits

30,75,224

–5,635

3,94,779

4,66,915

4,97,279

5,71,396

(–0.2)

(18.7)

(17.9)

(24.8)

(22.8)

Demand

4,42,720

–16,408

7,907

13,583

48,743

70,174

Time

26,32,504

10,773

3,86,873

4,53,332

4,48,536

5,01,222

Borrowings(3)

1,07,610

–113

5,732

21,774

8,949

18,735

Other Demand and Time Liabilities

3,01,130

10,357

52,010

59,126

44,278

60,341

Borrowings from Reserve Bank

483

–290

1,540

–5,762

2,709

–2,544

Cash in Hand and Balances with Reserve Bank

2,70,587

–1,592

40,215

74,256

60,521

90,266

Cash in Hand

17,294

–668

831

1,185

2,732

3,417

Balances with Reserve Bank

2,53,293

–924

39,384

73,071

57,789

86,849

Assets with the Banking System

Balance with Other Banks(4)

33,997

–1,865

–869

4,909

2,204

8,403

Money at Call and Short Notice

19,535

6,501

6,667

1,268

6,518

–751

Advances to Banks

3,357

111

1,605

–2,846

1,904

–2,439

Other Assets

30,015

1,121

9,456

6,512

14,809

10,439

Investments(5)

9,86,052

–799

65,112

1,95,621

74,164

2,03,485

(–0.1)

(9.1)

(24.7)

(10.5)

(26.0)

Government Securities

9,66,516

–495

66,566

1,91,536

75,926

1,99,208

Other Approved Securities

19,536

–304

–1,454

4,085

–1,762

4,278

Bank Credit

22,72,603

21,390

3,61,576

3,43,690

4,20,987

4,03,949

(1.0)

(24.0)

(17.8)

(29.1)

(21.6)

Food Credit

43,505

–806

5,147

–3,015

4,013

–2,333

Non-Food credit

22,29,098

22,196

3,56,429

3,46,705

4,16,975

4,06,282

Loans, Cash-credit and Overdrafts

21,78,110

19,801

3,57,092

3,36,484

4,08,569

3,90,562

Inland Bills- Purchased

11,570

329

–1,360

–4,343

1,821

15

Discounted(6)

37,782

515

1,092

6,483

3,499

5,874

Foreign Bills- Purchased

15,053

232

1,789

–1,086

3,099

189

Discounted

30,088

513

2,963

6,151

4,000

7,308

Cash-Deposit Ratio

8.80

Investment-Deposit Ratio

32.06

Credit-Deposit Ratio

73.90

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been
included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.