(Rs. crore)

Outstanding  as on

Variation over

Item

2008

Fortnight

Financial year so far

Year-on-year

Sep. 26#

2007-2008

2008-2009

2007

2008

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

42,440

1,633

–1,973

–4,339

4,633

3,640

Borrowings from Banks⁽¹⁾

29,467

–4,856

–4,779

–3,529

–4,139

–1,153

Other Demand and Time Liabilities ⁽²⁾

34,883

–2,737

4,959

16,504

9,776

17,551

Liabilities to Others

Aggregate Deposits

34,42,138

36,761

2,61,801

2,45,198

5,62,024

5,68,403

(1.1)

(10.0)

(7.7)

(24.3)

(19.8)

Demand

4,96,673

28,283

15,873

–27,637

78,936

51,069

Time

29,45,465

8,478

2,45,928

2,72,835

4,83,089

5,17,334

Borrowings⁽³⁾

1,09,895

4,903

2,772

3,391

3,922

21,287

Other Demand and Time Liabilities

2,94,315

–1,128

17,708

–4,041

38,200

34,373

Borrowings from Reserve Bank

6,094

3,423

–6,181

2,094

–1,366

6,030

Cash in Hand and Balances with Reserve Bank

3,40,949

4,329

76,296

65,783

1,18,317

68,292

Cash in Hand

22,648

2,155

1,949

4,604

4,095

4,560

Balances with Reserve Bank

3,18,301

2,174

74,347

61,179

1,14,222

63,732

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

36,117

217

343

100

2,216

6,304

Money at Call and Short Notice

15,810

–4,658

–6,477

–4,116

–5,839

4,019

Advances to Banks

2,548

167

–1,501

–1,231

–1,499

–2,154

Other Assets

50,084

–3,547

717

18,928

8,553

25,864

Investments⁽⁵⁾

9,87,240

–17,553

1,17,638

15,526

1,58,344

78,087

(–1.7)

(14.9)

(1.6)

(21.1)

(8.6)

Government Securities

9,68,533

–17,408

1,19,031

9,871

1,60,387

73,443

Other Approved Securities

18,708

–145

–1,394

5,655

–2,042

4,643

Bank Credit

25,42,467

51,219

1,06,290

1,80,554

3,75,988

5,04,988

(2.1)

(5.5)

(7.6)

(22.6)

(24.8)

Food Credit

45,175

–15

–9,512

776

3,550

8,167

Non-Food credit

24,97,292

51,234

1,15,802

1,79,777

3,72,438

4,96,821

Loans, Cash-credit and Overdrafts

24,36,890

47,396

1,08,868

1,75,314

3,70,277

4,84,151

Inland Bills- Purchased

12,524

301

–2,768

–70

1,678

–627

Discounted⁽⁶⁾

43,771

848

1,841

3,218

3,612

10,617

Foreign Bills- Purchased

19,166

633

–2,417

2,667

–1,371

5,441

Discounted

30,116

2,040

768

–575

1,794

5,405

Cash-Deposit Ratio

9.91

Investment-Deposit Ratio

28.68

Credit-Deposit Ratio

73.86

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been
included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.