(Rs. crore)

Outstanding

Variation over

Item

as on 2008

Financial year so far

Year-on-year

Dec. 26#

Month

2007-2008

2008-2009

2007

2008

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

46,456

706

–3,523

–322

5,042

9,207

Borrowings from Banks⁽¹⁾

28,461

–8,977

–5,354

–4,535

–9,201

–1,584

Other Demand and Time Liabilities ⁽²⁾

28,769

–15,423

5,788

10,390

9,701

10,607

Liabilities to Others

Aggregate Deposits

35,69,352

21,412

3,41,729

3,72,413

5,65,518

6,15,690

(0.6)

(13.1)

(11.6)

(23.7)

(20.8)

Demand

4,57,589

3,043

14,674

–66,720

55,692

13,184

Time

31,11,763

18,369

3,27,055

4,39,133

5,09,826

6,02,505

Borrowings⁽³⁾

1,25,519

–86

9,662

19,015

15,265

30,021

Other Demand and Time Liabilities

3,06,740

–421

38,407

8,385

57,625

26,099

Borrowings from Reserve Bank

13,516

7,487

–3,967

9,516

–2,616

11,239

Cash in Hand and Balances with Reserve Bank

2,42,721

–13,951

80,054

–32,445

1,09,327

–33,694

Cash in Hand

22,854

–211

2,551

4,810

4,681

4,164

Balances with Reserve Bank

2,19,867

–13,740

77,503

–37,255

1,04,646

–37,858

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

40,113

2,095

4,725

4,097

7,815

5,919

Money at Call and Short Notice

18,600

–6,755

–1,207

–1,326

–3,292

1,539

Advances to Banks

2,850

–200

–2,150

–929

–2,046

–1,203

Other Assets

46,073

–17,029

3,956

14,917

14,538

18,614

Investments⁽⁵⁾

10,90,019

25,290

1,28,842

1,18,304

1,77,037

1,69,661

(2.4)

(16.3)

(12.2)

(23.8)

(18.4)

Government Securities

10,72,204

26,554

1,31,020

1,13,543

1,79,308

1,65,127

Other Approved Securities

17,814

–1,264

–2,178

4,761

–2,271

4,535

Bank Credit

26,45,415

1,572

2,18,096

2,83,501

3,79,270

4,96,130

(0.1)

(11.3)

(12.0)

(21.4)

(23.1)

Food Credit

53,123

2,730

–5,509

8,724

–1149

12,112

Non-Food credit

25,92,292

–1,157

2,23,605

2,74,777

3,80,420

4,84,018

Loans, Cash-credit and Overdrafts

25,49,377

2,060

2,16,525

2,87,801

3,70,946

4,88,981

Inland Bills- Purchased

12,873

22

–5,198

279

–555

2,153

Discounted⁽⁶⁾

38,568

1,023

4,035

–1,985

3,516

3,219

Foreign Bills- Purchased

17,865

–103

–2,613

1,366

–1,139

4,336

Discounted

26,731

–1,430

5,347

–3,960

6,501

–2,560

Cash-Deposit Ratio

6.80

Investment-Deposit Ratio

30.54

Credit-Deposit Ratio

74.11

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been
included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes :
1. Includes the impact of mergers since May 3, 2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.