Item

Outstanding as on 2009 Jan. 30#

Variation over

Fortnight

Financial year so far

Year-on-year

2007-2008

2008-2009

2008

2009

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

44,145

-93

-819

-2,633

3,758

4,193

Borrowings from Banks⁽¹⁾

24,645

-3,997

-9,254

-8,351

-7,760

-1,500

Other Demand and Time Liabilities⁽²⁾

25,412

-2,540

5,681

7,032

8,602

7,357

Liabilities to Others

Aggregate Deposits

36,68,801

38,722

4,79,777

4,71,862

6,65,073

5,77,091

(1.1)

(18.4)

(14.8)

(27.4)

(18.7)

Demand

4,63,499

14,116

85,320

-60,811

1,31,961

-51,552

Time

32,05,302

24,606

3,94,457

5,32,673

5,33,113

6,28,642

Borrowings⁽³⁾

1,21,381

11,551

9,622

14,877

12,360

25,923

Other Demand and Time Liabilities

3,05,880

448

50,803

7,525

64,955

12,843

Borrowings from Reserve Bank

6,261

-2,674

-5,521

2,261

-3,242

5,537

Cash in Hand and Balances with Reserve Bank

2,18,059

-16,047

1,15,126

-57,107

1,52,957

-93,428

Cash in Hand

21,382

-146

2,289

3,338

4,296

2,954

Balances with Reserve Bank

1,96,677

-15,901

1,12,837

-60,445

1,48,661

-96,382

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

41,840

1,113

9,111

5,823

13,187

3,260

Money at Call and Short Notice

18,994

-1,146

-3,428

-931

-2,315

4,155

Advances to Banks

2,671

2

-2,947

-1,108

-2,084

-585

Other Assets

44,591

-3,256

6,779

13,435

10,156

14,309

Investments⁽⁵⁾

11,66,052

25,596

1,59,437

1,94,337

1,93,677

2,15,098

(2.2)

(20.1)

(20.0)

(25.6)

(22.6)

Government Securities

11,48,380

25,560

1,61,730

1,89,719

1,94,639

2,10,592

Other Approved Securities

17,671

36

-2,292

4,618

-962

4,506

Bank Credit

26,36,338

-8,822

2,79,127

2,74,424

4,12,204

4,26,021

(-0.3)

(14.5)

(11.6)

(22.9)

(19.3)

Food Credit

45,521

-4,175

-5,329

1,122

-2,311

4,329

Non-Food credit

25,90,817

-4,648

2,84,456

2,73,303

4,14,515

4,21,692

Loans, Cash-credit and Overdrafts

25,42,952

-8,486

2,74,665

2,81,376

4,01,198

4,24,416

Inland Bills-   Purchased

12,947

-421

-4,623

353

-932

1,651

Discounted⁽⁶⁾

38,082

131

5,493

-2,471

5,272

1,276

Foreign Bills- Purchased

16,457

-613

-2,369

-42

-698

2,685

Discounted

25,900

566

5,962

-4,791

7,362

-4,006

Cash-Deposit Ratio

5.94

Investment-Deposit Ratio

31.78

Credit-Deposit Ratio

71.86

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been
included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, NABARD and EXIM Bank. (4) In current account and in other
account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills
rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note :   Includes the impact of mergers since May 3, 2002.