(Rs. crore)

Item

Outstanding
as on 2009
Jul. 31#

Variation over

Fortnight

Financial year so far

Year-on-year

2008-2009

2009-2010

2008

2009

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

50,462

-1,626

-6,052

1,606

5,163

9,736

Borrowings from Banks⁽¹⁾

19,689

-1,441

-3,546

-9,798

2,700

-9,761

Other Demand and Time Liabilities⁽²⁾

14,682

-518

10,059

-7,091

12,000

-13,757

Liabilities to Others

Aggregate Deposits

40,69,390

59,339

1,44,373

2,35,281

5,71,482

7,28,078

(1.5)

(4.5)

(6.1)

(20.6)

(21.8)

Demand

5,28,170

32,871

-63,960

5,085

53,363

67,820

Time

35,41,220

26,467

2,08,332

2,30,195

5,18,119

6,60,258

Borrowings⁽³⁾

1,02,817

29

-3,310

-11,120

21,170

-377

Other Demand and Time Liabilities

3,19,765

10,404

-13,489

12,244

37,265

34,899

Borrowings from Reserve Bank

296

-169

-1,711

-11,432

2,289

-1,993

Cash in Hand and Balances with Reserve Bank

2,33,414

-4,056

48,735

-25,061

68,639

-90,487

Cash in Hand

23,800

-781

1,607

3,520

4,018

4,149

Balances with Reserve Bank

2,09,614

-3,275

47,128

-28,581

64,621

-94,636

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

47,943

153

-3,201

-4,966

4,310

15,127

Money at Call and Short Notice

9,458

-2,680

-3,871

-5,580

3,745

-6,596

Advances to Banks

1,702

136

-409

-1,202

212

-1,669

Other Assets

36,653

-1,426

7,914

-15,067

16,564

-2,417

Investments⁽⁵⁾

13,35,601

13,609

30,305

1,69,191

1,34,774

3,33,582

(1.0)

(3.1)

(14.5)

(15.5)

(33.3)

Government Securities

13,19,125

13,626

31,259

1,63,339

1,37,616

3,29,205

Other Approved Securities

16,476

-17

-954

5,852

-2,842

4,377

Bank Credit

28,07,033

29,471

62,290

31,483

4,94,801

3,82,829

(1.1)

(2.6)

(1.1)

(25.6)

(15.8)

Food Credit

48,891

743

-51

2,680

3,026

4,543

Non-Food credit

27,58,142

28,728

62,341

28,803

4,91,775

3,78,286

Loans, Cash-credit and Overdrafts

27,11,516

28,934

63,839

35,839

4,76,376

3,86,101

Inland Bills-   Purchased

11,209

553

-983

-505

-416

-402

Discounted⁽⁶⁾

45,403

762

2,452

2,245

10,044

2,397

Foreign Bills- Purchased

15,446

-305

1,842

-3,076

6,436

-2,895

Discounted

23,459

-473

-4,861

-3,020

2,362

-2,372

Cash-Deposit Ratio

5.74

Investment-Deposit Ratio

32.82

Credit-Deposit Ratio

68.98

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note :   Includes the impact of mergers since May 3, 2002.