(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Year-on-year

Nov. 26#

Month

1998-99

1999-2000

1998

1999

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from banks

34,020

-1,004

4,852

1,610

7,876

5,486

Borrowings from Banks⁽¹⁾

13,537

-764

5,090

1,466

3,246

1,287

Other demand and time liabilities⁽²⁾

823

-123

-957

101

-62

336

Liabilities to Others

Aggregate deposits

7,74,183@

1,825

74,506

60,157

1,20,691

1,01,192

(0.2)

(12.4)

(8.4)

(21.9)

(15.0)

[9.5]

[8.6]

[18.6]

[15.4]

Demand

1,12,385

-2,835

-1,923

-5,038

10,838

11,795

Time

6,61,798@

4,660

76,429*

65,196*

1,09,853*

89,397*

Borrowings⁽³⁾

4,424

969

1,464

3,283

-99

1,681

Other demand and time liabilities

67,909

706

6,186*

7,836*

11,453*

15,044*

Borrowings from Reserve Bank

6,721

-761

4,955

3,827

5,325

1,372

Cash in hand and Balances with Reserve Bank

68,902

-9,877

14,438

993

16,487

-6,841

Cash in hand

4,587

109

210

225

277

769

Balances with Reserve Bank

64,316

-9,986

14,229

768

16,209

-7,611

Assets with the Banking System

Balance with other Banks⁽⁴⁾

14,088

720

-412

1,000

1,131

2,948

Money at call and short notice

21,075

699

8,240

2,903

7,360

3,974

Advances to banks

2,039

-81

-735

-65

-247

611

Other assets

2,195

498

-458

773

-100

987

Investments⁽⁵⁾

2,99,867

7,860

32,720

45,272

32,787

48,442

(2.7)

(15.0)

(17.8)

(15.0)

(19.3)

Government securities

2,68,334

7,773

32,926

45,116

33,042

48,451

Other approved securities

31,533

86

-207

156

-255

-8

Bank Credit

3,95,982

4,072

13,341

27,145

48,937

58,562

(1.0)

(4.1)

(7.4)

(17.0)

(17.4)

Food Credit

23,524

1,360

4,242

6,708

4,702

6,797

Non-food credit

3,72,458

2,711

9,100

20,437

44,235

51,765

Loans, cash-credit and overdrafts

3,65,356

3,937

15,293

27,881

48,104

55,328

Inland bills- purchased

4,186

-31

-484

-707

-178

10

discounted⁽⁶⁾

11,010

-27

-399

268

782

1,640

Foreign bills-purchased

7,683

-186

-660

-567

-234

414

discounted

7,747

379

-408

270

462

1,170

Cash-Deposit Ratio

8.90

Investment-Deposit Ratio

38.73

Credit-Deposit Ratio

51.15

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998. Figures in italics are percentage variations net of RIBs.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.

Note : Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.