(` crore)

Item

Outstanding
as on Jun. 24 # 2011

Variation over

Month

Financial year so far

Year-on-year

2010-2011

2011-2012

2010

2011

1

2

3

4

5

6

Liabilities to the Banking System

Demand and Time Deposits from Banks

71,837

3,252

–2,144

–1,905

12,098

9,049

Borrowings from Banks⁽¹⁾

28,991

7,577

–5,244

–733

3,314

1,878

Other Demand and Time Liabilities⁽²⁾

10,044

–128

1,159

2,919

–9,511

2,907

Liabilities to Others

Aggregate Deposits

53,66,611

44,970

68,374

1,58,642

5,76,479

8,05,411

(0.8)

(1.5)

(3.0)

(14.5)

(17.7)

Demand

5,59,943

801

–55,906

–81,762

86,917

–29,760

Time

48,06,668

44,169

1,24,280

2,40,404

4,89,562

8,35,171

Borrowings⁽³⁾

1,72,787

22,769

16,530

41,446

7,865

51,978

Other Demand and Time Liabilities

3,72,995

–8,273

–1,723

31,190

22,731

45,298

Borrowings from Reserve Bank

2,757

–1,259

2,290

–2,274

1,932

425

Cash in Hand and Balances with Reserve Bank

3,90,391

5,344

28,854

40,882

1,04,066

54,569

Cash in Hand

34,401

799

2,674

4,055

2,887

6,150

Balances with Reserve Bank

3,55,990

4,544

26,180

36,827

1,01,180

48,419

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

53,641

175

–8,968

–2,497

2,929

188

Money at Call and Short Notice

19,009

7,520

–4,729

2,403

292

6,070

Advances to Banks

9,955

–835

–367

–2,613

7,742

430

Other Assets

69,935

6,479

4,009

862

8,300

21,463

Investments⁽⁵⁾

15,95,444

5,894

23,295

93,825

93,587

1,87,396

(0.4)

(1.7)

(6.2)

(7.1)

(13.3)

Government Securities

15,90,595

5,870

23,419

93,447

97,808

1,88,781

Other Approved Securities

4,849

25

–124

378

–4,221

–1,385

Bank Credit

40,12,107

61,725

1,09,405

70,024

5,76,617

6,57,914

(1.6)

(3.4)

(1.8)

(20.8)

(19.6)

Food Credit

77,954

7,345

5,220

13,671

–2,707

24,244

Non-Food credit

39,34,153

54,379

1,04,184

56,353

5,79,323

6,33,670

Loans, Cash-credit and Overdrafts

38,64,688

61,122

1,11,998

70,682

5,49,799

6,30,532

Inland Bills-Purchased

11,744

–90

–2,148

–1,700

–595

1,878

Discounted⁽⁶⁾

82,493

1,023

–251

2,627

18,758

20,525

Foreign Bills-Purchased

17,927

–111

412

–656

–13

1,383

Discounted

35,255

–220

–607

–928

8,668

3,596

Cash-Deposit Ratio

7.27

Investment-Deposit Ratio

29.73

Credit-Deposit Ratio

74.76

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes : 1. Includes the impact of mergers since May 3, 2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.