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Weekly Statistical Supplement


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Date : Nov 07, 1998
3. Scheduled Commercial Banks - Business in India
        (Rs. crore)

    Outstanding    
  Item   as on
 
Variation over
    1998
    Financial year so far
 
    Oct. 23#   Fortnight 1997-98 1998-99 Year

  1   2   3 4 5 6

Liabilities to the Banking System            
  Demand and time deposits from banks 27,530   -969 2,472 3,848 7,662
  Borrowings from Banks(1) 11,064   -863 5,096 3,904 2,710
  Other demand and time liabilities(2) 544   -212 -156 -901 161
Liabilities to Others            
  Aggregate deposits 6,75,238 @ 3,265 43,367 69,828 1,26,272
        (0.5) (8.6) (11.5) (23.0)
  Demand 1,00,649   54 -3,476 -1,864 13,515
  Time 5,74,590 @ 3,213 46,843 71,693 1,12,758
  Borrowings(3) 1,499   273 601 220  -39
  Other demand and time liabilities 34,038   -10,546 -1,382 -5,716 1,167
               
Borrowings from Reserve Bank 3,675   98 -126 3,280 3,241
               
Cash in hand and Balances with Reserve Bank 71,658   341 7,070 10,352 11,393
  Cash in hand 4,032   207 340 424 345
  Balances with Reserve Bank 67,626   134 6,731 9,928 11,048
               
Assets with the Banking System            
  Balance with other Banks(4) 11,748   494 1,016 196 2,363
  Money at call and short notice 15,575   178 209 6,714 7,407
  Advances to banks 1,465   144 -230 -698 -181
  Other assets 1,118   106 -37 -548 -532
Investments(5) 2,43,528   -4,681 31,526 24,823 21,489
        (-1.9) (16.5) (11.3) (9.7)
  Government securities 2,11,470   -4,726 32,123 24,513 20,457
  Other approved securities 32,058   45 -598 310 1,032
               
Bank Credit 3,37,170   2,656 6,677 13,091 52,092
        (0.8) (2.4) (4.0) (18.3)
               
  Food Credit 16,728   779 2,616 4,243 6,515
  Non-food credit 3,20,442   1,877 4,061 8,848 45,577
               
  Loans, cash-credit and overdrafts 3,09,497   2,753 7,171 14,762 50,704
  Inland bills- purchased 4,292   -65 278 -368 -173
    discounted(6) 9,402   -342 -259 -366 1,056
  Foreign bills-purchased 7,428   120 -169 -502 -52
    discounted 6,550   189 -343 -435 556
             
Cash-Deposit Ratio 10.61          
Investment-Deposit Ratio 36.07          
Credit-Deposit Ratio 49.93          

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 8.6 per cent and 19.7 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
  Figures in brackets denote percentage variations in the relevant period.

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