(` Billion)

Liabilities to the Banking System

Demand and Time Deposits from Banks

791.4

11.1

–39.0

–51.2

72.7

93.0

Borrowings from Banks ⁽¹⁾

322.4

36.0

–21.0

3.2

–12.6

46.1

Other Demand and Time Liabilities ⁽²⁾

65.4

–4.1

34.2

3.9

34.5

–40.1

Liabilities to Others

Aggregate Deposits

61,141.4

–236.3

1,401.5

2,050.5

8,267.7

7,660.2

(–0.4)

(2.7)

(3.5)

(18.3)

(14.3)

Demand

5,874.2

–55.2

–912.9

–379.1

–203.8

370.1

Time

55,267.1

–181.1

2,314.4

2,429.6

8,471.5

7,290.1

Borrowings ⁽³⁾

2,022.1

–7.4

113.9

–42.4

222.2

594.8

Other Demand and Time Liabilities

3,890.8

150.3

149.8

156.9

352.6

323.0

Borrowings from Reserve Bank

35.1

–31.1

–29.7

–52.4

2.4

14.5

Cash in Hand and Balances with Reserve Bank

3,539.2

150.1

193.2

–54.8

561.8

–149.0

Cash in hand

391.6

–5.5

36.8

30.3

63.4

51.3

Balances with Reserve Bank

3,147.6

155.6

156.3

–85.1

498.4

-200.3

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

744.9

–32.0

–34.0

38.4

21.0

217.6

Money at Call and Short Notice

199.9

18.1

23.3

–32.9

41.7

10.5

Advances to Banks

125.7

7.0

–44.4

–10.2

–5.7

44.3

Other Assets

722.1

–33.0

–17.4

18.1

205.7

48.7

Investments ⁽⁵⁾

18,457.6

–1.7

1,050.6

1,079.7

1,908.3

2,390.8

(—)

(7.0)

(6.2)

(13.5)

(14.9)

Government Securities

18,428.4

–1.0

1,048.7

1,078.2

1,924.1

2,408.2

Other Approved Securities

29.2

–0.7

1.8

1.5

–15.8

–17.4

Bank Credit

47,146.6

24.7

588.4

1,028.1

6,856.3

7,137.3

(0.1)

(1.5)

(2.2)

(20.7)

(17.8)

Food Credit

1,055.4

–65.1

130.5

242.3

243.6

282.1

Non-food credit

46,091.2

89.8

458.0

785.7

6,612.7

6,855.3

Loans, Cash credit and Overdrafts

45,450.2

38.1

592.3

1,090.4

6,563.2

6,917.8

Inland Bills – Purchased

163.4

–5.7

–22.8

—

14.0

51.8

Discounted ⁽⁶⁾

962.8

16.3

40.4

–17.0

224.9

123.7

Foreign Bills – Purchased

194.5

–10.5

–10.1

–17.2

19.7

18.8

Discounted

375.7

–13.6

–11.5

–28.2

34.6

25.3

Cash-Deposit Ratio

5.79

Investment-Deposit Ratio

30.19

Credit-Deposit Ratio

77.11

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.