(Rs. crore)

Outstanding

as on

Variation over

Item

2000

Financial year so far

Year-on-year

Jan. 14#

Fortnight

1998-99

1999-2000

1998

1999

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from banks

35,435

-357

5,713

3,025

8,949

6,040

Borrowings from Banks⁽¹⁾

12,166

424

3,912

95

1,703

1,094

Other demand and time liabilities⁽²⁾

709

-309

-655

-14

576

-82

Liabilities to Others

Aggregate deposits

7,87,814 @

-284

79,485

73,789

1,19,646

1,09,845

(-)

(13.3)

(10.3)

(21.4)

(16.2)

[10.3]

[10.6]

[18.2]

[16.6]

Demand

1,16,668

2,338

-2,697

-755

10,741

16,852

Time

6,71,147 @

-2,622

82,182*

74,545*

1,08,905 *

92,993*

Borrowings⁽³⁾

2,380

-679

1,589

1,239

1,112

-488

Other demand and time liabilities

73,982

1,288

7,314*

13,909*

9,892*

19,989 *

Borrowings from Reserve Bank

2,119

-434

6,386

-775

4,991

-4,662

Cash in hand and Balances with Reserve Bank

58,928

-5,666

15,342

-8,982

20,550

-17,720

Cash in hand

5,043

-109

193

681

280

1,242

Balances with Reserve Bank

53,884

-5,557

15,149

-9,663

20,270

-18,962

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,029

-23

368

1,940

1,710

3,109

Money at call and short notice

19,398

1,807

3,744

1,226

6,030

6,793

Advances to banks

2,874

-314

-418

770

-133

1,129

Other assets

2,077

-2,936

-402

655

-475

813

Investments⁽⁵⁾

3,04,187

2,972

31,513

49,592

35,311

53,968

(1.0)

(14.4)

(19.5)

(16.4)

(21.6)

Government securities

2,73,002

3,053

32,045

49,784

35,597

54,000

Other approved securities

31,185

-81

-532

-192

-287

-31

Bank Credit

4,14,733

4,270

26,488

45,896

48,491

64,166

(1.0)

(8.2)

(12.4)

(16.1)

(18.3)

Food Credit

25,507

-91

4,115

8,691

4,588

8,907

Non-food credit

3,89,226

4,361

22,373

37,205

43,903

55,259

Loans, cash-credit and overdrafts

3,82,164

3,740

26,502

44,689

47,204

60,927

Inland bills- purchased

4,761

212

-231

-132

-154

332

discounted⁽⁶⁾

11,638

-47

206

896

869

1,664

Foreign bills-purchased

8,009

151

206

-241

194

-127

discounted

8,161

213

-194

685

377

1,370

Cash-Deposit Ratio

7.48

Investment-Deposit Ratio

38.61

Credit-Deposit Ratio

52.64

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998. Figures in italics are percentage variations net of RIBs.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.