| (₹ Billion) | | Item | Outstanding as on Apr. 3, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,301.7 | 204.1 | 73.7 | 204.1 | –62.7 | 450.7 | | 1.2 Borrowings from Banks | 401.5 | –0.6 | 27.0 | –0.6 | –27.1 | 24.8 | | 1.3 Other Demand and Time Liabilities | 66.5 | 5.1 | –34.6 | 5.1 | –18.6 | –33.9 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 89,114.8 | 3,258.4 | 1,960.6 | 3,258.4 | 10,043.9 | 10,098.7 | | 2.1a Growth (Per cent) | | 3.8 | 2.5 | 3.8 | 14.6 | 12.8 | | 2.1.1 Demand | 9,523.4 | 1,489.2 | 476.8 | 1,489.2 | 952.8 | 1,907.3 | | 2.1.2 Time | 79,591.5 | 1,769.2 | 1,483.8 | 1,769.2 | 9,091.1 | 8,191.3 | | 2.2 Borrowings | 2,306.0 | 47.3 | –27.3 | 47.3 | –56.8 | 122.9 | | 2.3 Other Demand and Time Liabilities | 4,993.9 | 402.5 | –176.4 | 402.5 | 323.0 | 786.9 | | 3. Borrowings from Reserve Bank | 2,198.5 | 616.4 | –44.3 | 616.4 | 145.4 | 1,826.6 | | 4 Cash in Hand and Balances with Reserve Bank | 4,209.2 | –59.0 | 89.5 | –59.0 | 793.9 | 497.5 | | 4.1 Cash in hand | 527.2 | –10.2 | –13.0 | –10.2 | 50.4 | 81.5 | | 4.2 Balances with Reserve Bank | 3,682.0 | –48.8 | 102.5 | –48.8 | 743.6 | 416.0 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,658.4 | 153.2 | 92.8 | 153.2 | 129.3 | 503.3 | | 5.2 Money at Call and Short Notice | 138.8 | –99.1 | –13.3 | –99.1 | –148.7 | –126.0 | | 5.3 Advances to Banks | 210.5 | 23.5 | 37.6 | 23.5 | 50.0 | 5.5 | | 5.4 Other Assets | 505.6 | 72.7 | 6.1 | 72.7 | –217.2 | 56.8 | | 6 Investments | 25,501.8 | 449.4 | 568.5 | 449.4 | 2,389.1 | 2,805.0 | | 6.1a Growth (Per cent) | | 1.8 | 2.6 | 1.8 | 11.8 | 12.4 | | 6.1 Government Securities | 25,482.2 | 453.7 | 567.9 | 453.7 | 2,389.8 | 2,802.4 | | 6.2 Other Approved Securities | 19.6 | –4.3 | 0.7 | –4.3 | –0.7 | 2.6 | | 7 Bank Credit | 68,309.6 | 2,662.9 | 705.6 | 2,662.9 | 7,156.2 | 7,663.0 | | 7.1a Growth (Per cent) | | 4.1 | 1.2 | 4.1 | 13.4 | 12.6 | | 7a.1 Food Credit | 692.3 | –251.9 | –88.6 | –251.9 | –83.6 | –203.9 | | 7a.2 Non-food credit | 67,617.4 | 2,914.8 | 794.3 | 2,914.8 | 7,239.8 | 7,866.9 | | 7b.1 Loans, Cash credit and Overdrafts | 65,907.8 | 2,502.6 | 591.2 | 2,502.6 | 6,917.9 | 7,625.8 | | 7b.2 Inland Bills – Purchased | 393.4 | 48.3 | 15.8 | 48.3 | 129.2 | –6.8 | | 7b.3 Discounted | 1,276.9 | 77.0 | 88.2 | 77.0 | 65.4 | 83.0 | | 7b.4 Foreign Bills – Purchased | 254.6 | 13.3 | 4.1 | 13.3 | 28.9 | –12.5 | | 7b.5 Discounted | 476.9 | 21.8 | 6.3 | 21.8 | 14.7 | –26.5 | |