| (₹ Billion) | | Item | Outstanding as on May. 15, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,180.9 | 3.9 | 41.4 | 79.0 | –55.8 | 362.4 | | 1.2 Borrowings from Banks | 383.5 | –34.7 | 16.4 | –14.6 | 47.3 | 17.4 | | 1.3 Other Demand and Time Liabilities | 68.0 | 8.0 | –57.4 | 6.6 | 36.0 | –9.6 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 87,396.1 | –730.8 | 1,079.8 | 2,063.2 | 9,573.8 | 9,260.7 | | 2.1a Growth (Per cent) | | –0.8 | 1.4 | 2.4 | 14.0 | 11.9 | | 2.1.1 Demand | 7,880.0 | –473.7 | 34.8 | –60.3 | 925.5 | 705.9 | | 2.1.2 Time | 79,516.2 | –257.0 | 1,044.9 | 2,123.6 | 8,648.4 | 8,554.9 | | 2.2 Borrowings | 2,325.8 | 33.5 | –83.1 | 67.1 | 25.2 | 198.6 | | 2.3 Other Demand and Time Liabilities | 4,272.4 | –224.7 | –205.8 | –299.6 | 429.5 | 94.9 | | 3. Borrowings from Reserve Bank | 1,212.2 | 67.8 | –24.2 | –369.8 | 192.7 | 820.2 | | 4 Cash in Hand and Balances with Reserve Bank | 4,159.3 | –377.4 | 115.9 | –105.0 | 147.8 | 421.3 | | 4.1 Cash in hand | 554.1 | 3.9 | 41.6 | 20.5 | 71.3 | 53.8 | | 4.2 Balances with Reserve Bank | 3,605.2 | –381.4 | 74.3 | –125.5 | 76.6 | 367.5 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,609.8 | 25.1 | 35.1 | 235.7 | 161.3 | 512.5 | | 5.2 Money at Call and Short Notice | 142.3 | –15.8 | –1.6 | –83.6 | 79.5 | –134.1 | | 5.3 Advances to Banks | 188.5 | 2.6 | 20.5 | –0.7 | 45.9 | 0.5 | | 5.4 Other Assets | 434.8 | –28.4 | –149.1 | 6.3 | –334.3 | 141.2 | | 6 Investments | 26,169.5 | 298.9 | 785.2 | 1,251.3 | 2,485.0 | 3,256.1 | | 6.1a Growth (Per cent) | | 1.2 | 3.5 | 5.0 | 12.2 | 14.2 | | 6.1 Government Securities | 26,147.7 | 297.9 | 783.8 | 1,250.2 | 2,489.7 | 3,251.9 | | 6.2 Other Approved Securities | 21.8 | 1.0 | 1.4 | 1.1 | –4.7 | 4.2 | | 7 Bank Credit | 66,321.1 | –478.5 | 262.2 | 956.9 | 7,004.3 | 6,117.9 | | 7.1a Growth (Per cent) | | –0.7 | 0.4 | 1.5 | 13.2 | 10.2 | | 7a.1 Food Credit | 1,115.4 | 74.6 | 163.7 | 171.3 | –52.8 | –33.1 | | 7a.2 Non-food credit | 65,205.6 | –553.1 | 98.4 | 785.6 | 7,057.2 | 6,151.0 | | 7b.1 Loans, Cash credit and Overdrafts | 64,112.3 | –443.0 | 285.3 | 988.4 | 6,802.5 | 6,136.2 | | 7b.2 Inland Bills – Purchased | 334.1 | –18.0 | –21.4 | –9.9 | 118.2 | –28.9 | | 7b.3 Discounted | 1,220.6 | –11.0 | 55.9 | 20.6 | 39.8 | 58.8 | | 7b.4 Foreign Bills – Purchased | 210.9 | –4.7 | –9.3 | –30.3 | 47.6 | –42.7 | | 7b.5 Discounted | 443.1 | –1.8 | –48.5 | –12.0 | –3.7 | –5.5 | |