| (₹ Billion) | | Item | Outstanding as on Jun. 12, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,154.7 | –28.4 | 38.9 | 52.7 | –45.9 | 338.6 | | 1.2 Borrowings from Banks | 408.9 | 12.1 | 11.0 | 10.7 | 29.8 | 48.2 | | 1.3 Other Demand and Time Liabilities | 59.7 | –10.8 | –74.8 | –1.8 | 15.0 | –0.5 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 87,664.6 | –228.1 | 1,426.3 | 2,331.8 | 9,123.4 | 9,182.8 | | 2.1a Growth (Per cent) | | –0.3 | 1.9 | 2.7 | 13.2 | 11.7 | | 2.1.1 Demand | 7,964.3 | –222.2 | 76.8 | 24.0 | 812.1 | 748.3 | | 2.1.2 Time | 79,700.4 | –5.9 | 1,349.5 | 2,307.8 | 8,311.3 | 8,434.5 | | 2.2 Borrowings | 2,405.6 | 39.9 | –194.1 | 146.8 | –222.1 | 389.3 | | 2.3 Other Demand and Time Liabilities | 4,446.4 | –36.2 | 4.7 | –125.6 | 338.4 | 58.4 | | 3. Borrowings from Reserve Bank | 702.5 | –265.1 | –225.7 | –879.5 | 4.1 | 512.1 | | 4 Cash in Hand and Balances with Reserve Bank | 4,179.9 | –107.5 | 280.2 | –84.3 | 256.4 | 277.6 | | 4.1 Cash in hand | 563.1 | –15.4 | 9.8 | 29.6 | 40.7 | 94.7 | | 4.2 Balances with Reserve Bank | 3,616.8 | –92.1 | 270.5 | –113.9 | 215.7 | 182.9 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,599.1 | –34.4 | –37.0 | 225.0 | 65.1 | 573.8 | | 5.2 Money at Call and Short Notice | 174.3 | 11.8 | –11.3 | –51.6 | 51.6 | –92.5 | | 5.3 Advances to Banks | 170.0 | –6.8 | 24.2 | –19.2 | 50.5 | –21.6 | | 5.4 Other Assets | 333.8 | –76.6 | –219.1 | –94.8 | –386.9 | 110.2 | | 6 Investments | 26,410.3 | 171.1 | 691.1 | 1,492.1 | 1,681.5 | 3,591.0 | | 6.1a Growth (Per cent) | | 0.7 | 3.1 | 6.0 | 8.0 | 15.7 | | 6.1 Government Securities | 26,384.9 | 169.0 | 689.8 | 1,487.4 | 1,685.9 | 3,583.2 | | 6.2 Other Approved Securities | 25.4 | 2.1 | 1.3 | 4.7 | –4.4 | 7.8 | | 7 Bank Credit | 66,538.3 | 204.1 | 683.4 | 1,174.1 | 7,151.1 | 5,913.9 | | 7.1a Growth (Per cent) | | 0.3 | 1.1 | 1.8 | 13.4 | 9.8 | | 7a.1 Food Credit | 1,168.6 | 3.2 | 112.6 | 224.4 | –14.0 | 71.3 | | 7a.2 Non-food credit | 65,369.7 | 200.9 | 570.8 | 949.6 | 7,165.1 | 5,842.6 | | 7b.1 Loans, Cash credit and Overdrafts | 64,330.1 | 187.3 | 750.1 | 1,206.3 | 6,945.5 | 5,889.3 | | 7b.2 Inland Bills – Purchased | 333.2 | 2.1 | –31.8 | –10.8 | 111.6 | –19.3 | | 7b.3 Discounted | 1,230.1 | 12.0 | 52.0 | 30.2 | 67.8 | 72.2 | | 7b.4 Foreign Bills – Purchased | 213.9 | 8.9 | –33.6 | –27.3 | 22.6 | –15.4 | | 7b.5 Discounted | 431.0 | –6.1 | –53.2 | –24.2 | 3.7 | –12.9 | |