| (₹ Billion) | | Item | Outstanding as on Jul. 10, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,223.1 | 32.2 | 197.1 | 121.1 | 310.3 | 248.8 | | 1.2 Borrowings from Banks | 437.8 | 63.1 | –74.4 | 39.6 | –49.5 | 162.4 | | 1.3 Other Demand and Time Liabilities | 57.4 | 0.1 | –76.1 | –4.1 | –67.3 | –1.5 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 88,822.7 | 837.4 | 2,489.0 | 3,489.9 | 8,938.2 | 9,278.2 | | 2.1a Growth (Per cent) | | 1.0 | 3.2 | 4.1 | 12.7 | 11.7 | | 2.1.1 Demand | 7,859.9 | –286.6 | –30.9 | –80.4 | 600.8 | 751.5 | | 2.1.2 Time | 80,962.9 | 1,124.0 | 2,519.8 | 3,570.3 | 8,337.4 | 8,526.7 | | 2.2 Borrowings | 2,333.6 | –105.5 | –209.3 | 74.9 | –350.0 | 332.5 | | 2.3 Other Demand and Time Liabilities | 4,206.1 | –88.1 | –265.6 | –365.9 | 254.6 | 88.4 | | 3. Borrowings from Reserve Bank | 409.9 | –362.2 | 683.2 | –1,172.1 | 888.1 | –689.4 | | 4 Cash in Hand and Balances with Reserve Bank | 4,177.9 | –58.2 | 132.3 | –86.4 | 276.0 | 423.5 | | 4.1 Cash in hand | 547.5 | –36.5 | 13.0 | 13.9 | 61.4 | 75.7 | | 4.2 Balances with Reserve Bank | 3,630.4 | –21.7 | 119.3 | –100.3 | 214.6 | 347.7 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,670.6 | 84.1 | 9.9 | 296.5 | 103.9 | 598.4 | | 5.2 Money at Call and Short Notice | 216.8 | 79.0 | –125.7 | –9.1 | –129.1 | 64.5 | | 5.3 Advances to Banks | 162.6 | –11.1 | 35.6 | –26.6 | 79.0 | –40.5 | | 5.4 Other Assets | 347.7 | –19.6 | –191.0 | –80.8 | –326.1 | 95.9 | | 6 Investments | 26,513.0 | 376.5 | 851.8 | 1,594.8 | 1,367.2 | 3,533.0 | | 6.1a Growth (Per cent) | | 1.4 | 3.8 | 6.4 | 6.3 | 15.4 | | 6.1 Government Securities | 26,488.2 | 376.8 | 851.1 | 1,590.7 | 1,372.4 | 3,525.2 | | 6.2 Other Approved Securities | 24.8 | –0.3 | 0.7 | 4.1 | –5.2 | 7.8 | | 7 Bank Credit | 66,705.4 | 112.1 | 1,033.4 | 1,341.2 | 7,124.0 | 5,731.1 | | 7.1a Growth (Per cent) | | 0.2 | 1.7 | 2.1 | 13.2 | 9.4 | | 7a.1 Food Credit | 1,078.7 | –35.7 | 152.6 | 134.5 | 0.4 | –58.7 | | 7a.2 Non-food credit | 65,626.7 | 147.8 | 880.8 | 1,206.7 | 7,123.6 | 5,789.7 | | 7b.1 Loans, Cash credit and Overdrafts | 64,498.5 | 88.0 | 1,055.3 | 1,374.6 | 6,896.5 | 5,752.5 | | 7b.2 Inland Bills – Purchased | 358.1 | 11.3 | –22.2 | 14.1 | 124.3 | –4.1 | | 7b.3 Discounted | 1,199.5 | 11.3 | 63.4 | –0.4 | 98.3 | 30.3 | | 7b.4 Foreign Bills – Purchased | 229.7 | 4.8 | –18.1 | –11.5 | 23.1 | –15.1 | | 7b.5 Discounted | 419.6 | –3.4 | –45.0 | –35.5 | –18.2 | –32.5 | |