| (₹ Billion) | | Item | Outstanding as on Aug. 7, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,276.9 | –6.7 | 212.1 | 174.9 | 316.6 | 287.7 | | 1.2 Borrowings from Banks | 519.8 | 110.4 | –98.7 | 121.6 | –67.1 | 268.8 | | 1.3 Other Demand and Time Liabilities | 56.1 | –41.7 | –80.8 | –5.3 | –10.1 | 1.9 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 89,392.4 | 559.2 | 3,099.6 | 4,059.5 | 9,392.3 | 9,237.1 | | 2.1a Growth (Per cent) | | 0.6 | 4.0 | 4.8 | 13.3 | 11.5 | | 2.1.1 Demand | 8,001.1 | 20.1 | –8.0 | 60.8 | 734.6 | 869.9 | | 2.1.2 Time | 81,391.3 | 539.2 | 3,107.7 | 3,998.8 | 8,657.8 | 8,367.3 | | 2.2 Borrowings | 2,374.4 | –16.1 | –250.1 | 115.7 | –549.1 | 414.1 | | 2.3 Other Demand and Time Liabilities | 4,470.5 | 125.0 | –135.8 | –101.5 | 299.3 | 223.1 | | 3. Borrowings from Reserve Bank | 278.3 | –184.9 | 590.8 | –1,303.7 | 626.7 | –728.6 | | 4 Cash in Hand and Balances with Reserve Bank | 4,229.0 | –23.1 | 111.7 | –35.3 | 122.1 | 495.2 | | 4.1 Cash in hand | 544.9 | –14.4 | 14.5 | 11.4 | 81.9 | 71.8 | | 4.2 Balances with Reserve Bank | 3,684.1 | –8.6 | 97.2 | –46.6 | 40.3 | 423.5 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,723.2 | 7.2 | –10.8 | 349.1 | 110.1 | 671.8 | | 5.2 Money at Call and Short Notice | 236.1 | 37.0 | –127.8 | 10.2 | –48.3 | 85.9 | | 5.3 Advances to Banks | 217.4 | –3.7 | 36.4 | 28.2 | 81.0 | 13.6 | | 5.4 Other Assets | 329.9 | 8.9 | –204.0 | –98.7 | –335.3 | 91.2 | | 6 Investments | 26,776.6 | 271.4 | 1,429.5 | 1,858.3 | 2,127.4 | 3,218.9 | | 6.1a Growth (Per cent) | | 1.0 | 6.5 | 7.5 | 9.9 | 13.7 | | 6.1 Government Securities | 26,753.5 | 273.8 | 1,429.3 | 1,856.0 | 2,132.7 | 3,212.2 | | 6.2 Other Approved Securities | 23.1 | –2.4 | 0.2 | 2.4 | –5.3 | 6.7 | | 7 Bank Credit | 66,716.4 | 155.6 | 1,061.8 | 1,352.2 | 6,104.2 | 5,713.7 | | 7.1a Growth (Per cent) | | 0.2 | 1.8 | 2.1 | 11.1 | 9.4 | | 7a.1 Food Credit | 1,014.5 | –71.2 | 98.7 | 70.3 | –1.0 | –68.7 | | 7a.2 Non-food credit | 65,701.9 | 226.8 | 963.0 | 1,281.9 | 6,105.2 | 5,782.4 | | 7b.1 Loans, Cash credit and Overdrafts | 64,525.1 | 150.0 | 1,113.6 | 1,401.2 | 5,919.6 | 5,720.7 | | 7b.2 Inland Bills – Purchased | 351.6 | –2.1 | –36.6 | 7.5 | 79.3 | 3.8 | | 7b.3 Discounted | 1,209.7 | 18.4 | 66.6 | 9.8 | 132.8 | 37.3 | | 7b.4 Foreign Bills – Purchased | 216.1 | –5.7 | –30.2 | –25.1 | –4.7 | –16.7 | | 7b.5 Discounted | 414.0 | –5.2 | –51.6 | –41.2 | –22.8 | –31.5 | |