| (₹ Billion) | | Item | Outstanding as on Sep. 18, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,262.3 | –5.3 | 270.1 | 160.3 | 360.1 | 215.0 | | 1.2 Borrowings from Banks | 466.3 | –4.1 | 2.0 | 68.2 | 96.8 | 114.7 | | 1.3 Other Demand and Time Liabilities | 94.8 | 26.7 | –72.7 | 33.3 | –26.7 | 32.5 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 89,593.6 | –687.0 | 3,480.0 | 4,260.7 | 9,031.8 | 9,058.0 | | 2.1a Growth (Per cent) | | –0.8 | 4.5 | 5.0 | 12.6 | 11.2 | | 2.1.1 Demand | 8,235.3 | 3.2 | 133.7 | 295.0 | 718.6 | 962.4 | | 2.1.2 Time | 81,358.4 | –690.2 | 3,346.3 | 3,965.8 | 8,313.2 | 8,095.7 | | 2.2 Borrowings | 2,401.0 | 20.8 | –333.7 | 142.3 | –669.4 | 524.3 | | 2.3 Other Demand and Time Liabilities | 4,535.0 | –145.8 | 26.3 | –37.0 | 319.3 | 125.4 | | 3. Borrowings from Reserve Bank | 640.4 | 546.5 | 430.9 | –941.7 | 424.8 | –206.7 | | 4 Cash in Hand and Balances with Reserve Bank | 4,387.2 | 123.0 | 233.8 | 122.9 | 222.0 | 531.2 | | 4.1 Cash in hand | 587.3 | –5.7 | 33.9 | 53.7 | 65.1 | 94.7 | | 4.2 Balances with Reserve Bank | 3,799.9 | 128.6 | 199.9 | 69.2 | 156.9 | 436.6 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,790.8 | 18.7 | 4.7 | 416.7 | 116.6 | 723.7 | | 5.2 Money at Call and Short Notice | 225.1 | 17.4 | –57.8 | –0.8 | 35.0 | 4.8 | | 5.3 Advances to Banks | 238.7 | 5.9 | 20.2 | 49.5 | 50.9 | 51.1 | | 5.4 Other Assets | 390.5 | 20.1 | –147.8 | –38.0 | –190.9 | 95.6 | | 6 Investments | 26,525.1 | –449.0 | 1,509.8 | 1,606.8 | 2,522.8 | 2,887.1 | | 6.1a Growth (Per cent) | | –1.7 | 6.8 | 6.4 | 11.9 | 12.2 | | 6.1 Government Securities | 26,503.0 | –448.7 | 1,509.6 | 1,605.5 | 2,528.1 | 2,881.5 | | 6.2 Other Approved Securities | 22.1 | –0.3 | 0.3 | 1.3 | –5.3 | 5.6 | | 7 Bank Credit | 67,060.5 | 58.0 | 1,239.7 | 1,696.3 | 5,160.5 | 5,879.8 | | 7.1a Growth (Per cent) | | 0.1 | 2.1 | 2.6 | 9.2 | 9.6 | | 7a.1 Food Credit | 1,027.4 | 20.3 | 66.2 | 83.2 | 59.2 | –23.3 | | 7a.2 Non-food credit | 66,033.1 | 37.7 | 1,173.5 | 1,613.1 | 5,101.2 | 5,903.2 | | 7b.1 Loans, Cash credit and Overdrafts | 64,887.9 | 74.6 | 1,379.6 | 1,764.0 | 5,019.1 | 5,817.5 | | 7b.2 Inland Bills – Purchased | 337.7 | –10.8 | –68.5 | –6.4 | 12.3 | 21.8 | | 7b.3 Discounted | 1,199.4 | –0.6 | 17.0 | –0.5 | 135.9 | 76.7 | | 7b.4 Foreign Bills – Purchased | 218.4 | –1.8 | –20.5 | –22.8 | 18.3 | –24.0 | | 7b.5 Discounted | 417.1 | –3.3 | –67.8 | –38.0 | –25.2 | –12.1 | |