| (₹ Billion) | | Item | Outstanding as on Oct. 2, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,333.4 | 71.2 | 312.3 | 231.5 | 374.6 | 244.0 | | 1.2 Borrowings from Banks | 459.4 | –7.0 | –0.6 | 61.2 | 72.4 | 110.3 | | 1.3 Other Demand and Time Liabilities | 57.8 | –37.0 | –47.2 | –3.6 | –28.7 | –30.0 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 91,638.2 | 2,044.6 | 5,311.1 | 6,305.3 | 9,045.1 | 9,271.4 | | 2.1a Growth (Per cent) | | 2.3 | 6.9 | 7.4 | 12.3 | 11.3 | | 2.1.1 Demand | 8,572.1 | 336.8 | 597.7 | 631.8 | 989.0 | 835.1 | | 2.1.2 Time | 83,066.1 | 1,707.7 | 4,713.4 | 5,673.5 | 8,056.1 | 8,436.3 | | 2.2 Borrowings | 2,365.5 | –35.4 | –198.8 | 106.8 | –398.7 | 353.9 | | 2.3 Other Demand and Time Liabilities | 4,258.7 | –276.4 | 31.9 | –313.3 | 613.6 | –156.6 | | 3. Borrowings from Reserve Bank | 447.0 | –193.4 | 303.1 | –1,135.1 | 306.4 | –272.3 | | 4 Cash in Hand and Balances with Reserve Bank | 4,421.5 | 34.3 | 318.5 | 157.2 | 406.5 | 480.8 | | 4.1 Cash in hand | 554.3 | –33.0 | 15.4 | 20.8 | 60.8 | 80.2 | | 4.2 Balances with Reserve Bank | 3,867.1 | 67.2 | 303.1 | 136.4 | 345.8 | 400.6 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,817.8 | 27.0 | 127.9 | 443.7 | 223.8 | 627.6 | | 5.2 Money at Call and Short Notice | 202.2 | –22.9 | –39.0 | –23.7 | 1.4 | –36.8 | | 5.3 Advances to Banks | 248.0 | 9.3 | 5.3 | 58.9 | 24.1 | 75.3 | | 5.4 Other Assets | 393.3 | 2.7 | –138.3 | –35.3 | –183.9 | 88.8 | | 6 Investments | 26,943.1 | 418.0 | 1,846.5 | 2,024.8 | 2,236.8 | 2,968.4 | | 6.1a Growth (Per cent) | | 1.6 | 8.3 | 8.1 | 10.3 | 12.4 | | 6.1 Government Securities | 26,920.8 | 417.7 | 1,846.3 | 2,023.3 | 2,242.9 | 2,962.5 | | 6.2 Other Approved Securities | 22.3 | 0.3 | 0.2 | 1.6 | –6.1 | 5.8 | | 7 Bank Credit | 68,302.4 | 1,241.9 | 2,461.6 | 2,938.2 | 5,901.5 | 5,899.8 | | 7.1a Growth (Per cent) | | 1.9 | 4.1 | 4.5 | 10.4 | 9.5 | | 7a.1 Food Credit | 874.6 | –152.8 | 5.4 | –69.6 | –2.3 | –115.3 | | 7a.2 Non-food credit | 67,427.8 | 1,394.7 | 2,456.2 | 3,007.8 | 5,903.8 | 6,015.1 | | 7b.1 Loans, Cash credit and Overdrafts | 66,033.1 | 1,145.1 | 2,536.5 | 2,909.2 | 5,774.4 | 5,805.8 | | 7b.2 Inland Bills – Purchased | 354.1 | 16.4 | –45.4 | 10.0 | 1.3 | 15.0 | | 7b.3 Discounted | 1,255.3 | 55.9 | 17.9 | 55.4 | 140.6 | 131.6 | | 7b.4 Foreign Bills – Purchased | 222.3 | 4.0 | 5.1 | –18.9 | 35.3 | –45.6 | | 7b.5 Discounted | 437.6 | 20.5 | –52.5 | –17.5 | –50.1 | –7.0 | |