| (₹ Billion) | | Item | Outstanding as on Dec. 11, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,474.2 | –12.3 | 302.2 | 372.3 | 323.3 | 394.9 | | 1.2 Borrowings from Banks | 607.2 | 69.9 | 10.0 | 209.0 | 98.4 | 247.5 | | 1.3 Other Demand and Time Liabilities | 215.6 | 151.9 | –73.1 | 154.2 | 7.3 | 153.7 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 91,849.6 | 602.0 | 5,347.0 | 6,516.7 | 7,445.4 | 9,447.0 | | 2.1a Growth (Per cent) | | 0.7 | 6.9 | 7.6 | 9.9 | 11.5 | | 2.1.1 Demand | 8,376.9 | –218.7 | 139.1 | 436.6 | 405.1 | 1,098.6 | | 2.1.2 Time | 83,472.6 | 820.6 | 5,207.9 | 6,080.1 | 7,040.3 | 8,348.3 | | 2.2 Borrowings | 2,983.3 | 446.4 | –296.7 | 724.6 | –564.0 | 1,069.6 | | 2.3 Other Demand and Time Liabilities | 4,581.2 | 50.1 | 6.5 | 9.2 | 23.8 | 191.4 | | 3. Borrowings from Reserve Bank | 939.3 | –103.9 | 329.6 | –642.7 | 563.3 | 193.5 | | 4 Cash in Hand and Balances with Reserve Bank | 4,381.5 | –146.5 | 360.5 | 117.2 | 102.7 | 398.8 | | 4.1 Cash in hand | 621.2 | –36.4 | 50.2 | 87.6 | 66.5 | 112.2 | | 4.2 Balances with Reserve Bank | 3,760.3 | –110.2 | 310.2 | 29.6 | 36.1 | 286.6 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,818.3 | –2.4 | 97.9 | 444.2 | 227.5 | 658.1 | | 5.2 Money at Call and Short Notice | 305.4 | 101.3 | –61.3 | 79.4 | 32.4 | 88.6 | | 5.3 Advances to Banks | 263.5 | 6.4 | –0.3 | 74.3 | 55.1 | 96.3 | | 5.4 Other Assets | 458.0 | 119.4 | –171.8 | 29.4 | –161.3 | 187.1 | | 6 Investments | 27,465.8 | 485.6 | 2,338.6 | 2,547.5 | 2,190.5 | 2,999.0 | | 6.1a Growth (Per cent) | | 1.8 | 10.6 | 10.2 | 9.8 | 12.3 | | 6.1 Government Securities | 27,444.9 | 485.8 | 2,337.8 | 2,547.4 | 2,194.6 | 2,995.2 | | 6.2 Other Approved Securities | 20.9 | –0.2 | 0.8 | 0.1 | –4.2 | 3.8 | | 7 Bank Credit | 69,661.1 | 981.8 | 2,809.8 | 4,296.9 | 5,903.8 | 6,910.4 | | 7.1a Growth (Per cent) | | 1.4 | 4.7 | 6.6 | 10.4 | 11.0 | | 7a.1 Food Credit | 1,093.9 | 4.6 | 67.9 | 149.7 | –23.0 | 41.5 | | 7a.2 Non-food credit | 68,567.2 | 977.2 | 2,741.8 | 4,147.2 | 5,926.8 | 6,868.9 | | 7b.1 Loans, Cash credit and Overdrafts | 67,496.1 | 962.7 | 2,956.7 | 4,372.2 | 5,885.4 | 6,848.6 | | 7b.2 Inland Bills – Purchased | 277.3 | –7.8 | –69.3 | –66.7 | –66.7 | –37.7 | | 7b.3 Discounted | 1,274.4 | 26.8 | 27.5 | 74.4 | 144.6 | 141.1 | | 7b.4 Foreign Bills – Purchased | 207.3 | 2.4 | –28.4 | –33.9 | –21.3 | –27.2 | | 7b.5 Discounted | 406.1 | –2.2 | –76.7 | –49.1 | –38.2 | –14.3 | |