| (₹ Billion) | | Item | Outstanding as on Dec. 25, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,490.3 | 16.1 | 291.4 | 388.3 | 342.0 | 421.7 | | 1.2 Borrowings from Banks | 550.5 | –56.7 | 29.5 | 152.4 | 61.4 | 171.3 | | 1.3 Other Demand and Time Liabilities | 207.5 | –8.1 | –74.8 | 146.1 | –10.2 | 147.3 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 91,846.5 | –3.1 | 5,777.8 | 6,513.7 | 8,084.9 | 9,013.1 | | 2.1a Growth (Per cent) | | –0.0 | 7.5 | 7.6 | 10.8 | 10.9 | | 2.1.1 Demand | 8,576.5 | 199.5 | 478.7 | 636.2 | 759.6 | 958.5 | | 2.1.2 Time | 83,270.2 | –202.5 | 5,299.1 | 5,877.6 | 7,325.3 | 8,054.6 | | 2.2 Borrowings | 3,023.9 | 40.6 | –196.6 | 765.2 | –427.2 | 1,010.1 | | 2.3 Other Demand and Time Liabilities | 4,616.9 | 35.7 | –37.7 | 44.9 | 117.9 | 271.3 | | 3. Borrowings from Reserve Bank | 1,932.4 | 993.1 | 504.6 | 350.3 | 493.3 | 1,011.6 | | 4 Cash in Hand and Balances with Reserve Bank | 4,720.7 | 339.3 | 393.6 | 456.5 | 300.6 | 705.0 | | 4.1 Cash in hand | 630.4 | 9.2 | 98.5 | 96.8 | 78.5 | 73.1 | | 4.2 Balances with Reserve Bank | 4,090.4 | 330.1 | 295.0 | 359.6 | 222.1 | 631.9 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,822.4 | 4.2 | 132.0 | 448.4 | 262.1 | 628.2 | | 5.2 Money at Call and Short Notice | 227.0 | –78.3 | –73.6 | 1.1 | –19.0 | 22.6 | | 5.3 Advances to Banks | 256.9 | –6.6 | –7.1 | 67.7 | 29.4 | 96.6 | | 5.4 Other Assets | 459.5 | 1.5 | –161.4 | 30.9 | –131.3 | 178.2 | | 6 Investments | 26,951.7 | –514.1 | 2,129.3 | 2,033.5 | 2,180.7 | 2,694.2 | | 6.1a Growth (Per cent) | | –1.9 | 9.6 | 8.2 | 9.9 | 11.1 | | 6.1 Government Securities | 26,931.1 | –513.8 | 2,128.0 | 2,033.6 | 2,181.4 | 2,691.1 | | 6.2 Other Approved Securities | 20.6 | –0.2 | 1.3 | –0.1 | –0.7 | 3.1 | | 7 Bank Credit | 70,170.0 | 508.9 | 3,244.3 | 4,805.8 | 5,771.8 | 6,984.8 | | 7.1a Growth (Per cent) | | 0.7 | 5.4 | 7.4 | 10.1 | 11.1 | | 7a.1 Food Credit | 1,110.1 | 16.2 | 98.8 | 165.9 | –35.2 | 26.8 | | 7a.2 Non-food credit | 69,059.9 | 492.7 | 3,145.5 | 4,639.9 | 5,807.0 | 6,957.9 | | 7b.1 Loans, Cash credit and Overdrafts | 68,021.9 | 525.8 | 3,321.3 | 4,898.0 | 5,731.1 | 7,009.8 | | 7b.2 Inland Bills - Purchased | 274.4 | –3.0 | –58.5 | –69.7 | –61.5 | –51.5 | | 7b.3 Discounted | 1,268.7 | –5.7 | 51.6 | 68.7 | 157.2 | 111.2 | | 7b.4 Foreign Bills - Purchased | 205.5 | –1.8 | –27.3 | –35.7 | –22.1 | –30.1 | | 7b.5 Discounted | 399.6 | –6.5 | –42.8 | –55.5 | –32.9 | –54.6 | |