| (₹ Billion) | | Item | Outstanding as on Feb. 5, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,565.3 | –7.3 | 297.0 | 463.3 | 372.8 | 491.1 | | 1.2 Borrowings from Banks | 623.1 | 87.2 | 49.3 | 224.9 | 179.8 | 224.1 | | 1.3 Other Demand and Time Liabilities | 98.3 | –87.8 | –83.8 | 36.9 | –16.2 | 47.1 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 93,612.7 | 912.6 | 7,048.8 | 8,279.9 | 8,391.0 | 9,508.3 | | 2.1a Growth (Per cent) | | 1.0 | 9.1 | 9.7 | 11.1 | 11.3 | | 2.1.1 Demand | 8,500.6 | 288.3 | 345.7 | 560.3 | 692.8 | 1,015.7 | | 2.1.2 Time | 85,112.1 | 624.3 | 6,703.2 | 7,719.5 | 7,698.2 | 8,492.5 | | 2.2 Borrowings | 2,949.1 | –43.7 | –25.1 | 690.4 | –130.5 | 763.9 | | 2.3 Other Demand and Time Liabilities | 4,785.5 | 236.5 | 177.9 | 213.5 | 333.1 | 224.3 | | 3. Borrowings from Reserve Bank | 1,119.3 | –500.1 | 403.5 | –462.7 | 413.3 | 299.6 | | 4 Cash in Hand and Balances with Reserve Bank | 4,469.9 | 44.4 | 522.3 | 205.6 | 557.4 | 325.4 | | 4.1 Cash in hand | 572.3 | –45.4 | 53.5 | 38.7 | 77.0 | 60.1 | | 4.2 Balances with Reserve Bank | 3,897.6 | 89.7 | 468.8 | 166.9 | 480.4 | 265.3 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,817.1 | –0.4 | 157.5 | 443.0 | 269.3 | 597.3 | | 5.2 Money at Call and Short Notice | 309.0 | 64.4 | –73.4 | 83.1 | 31.0 | 104.4 | | 5.3 Advances to Banks | 272.2 | 0.2 | –25.4 | 83.0 | 8.8 | 130.2 | | 5.4 Other Assets | 408.6 | –90.8 | –126.3 | –19.9 | –91.0 | 92.1 | | 6 Investments | 27,626.8 | 501.3 | 3,007.7 | 2,708.5 | 2,827.0 | 2,490.9 | | 6.1a Growth (Per cent) | | 1.8 | 13.6 | 10.9 | 12.7 | 9.9 | | 6.1 Government Securities | 27,604.5 | 505.9 | 3,006.6 | 2,707.0 | 2,826.3 | 2,486.0 | | 6.2 Other Approved Securities | 22.3 | –4.6 | 1.1 | 1.5 | 0.7 | 4.9 | | 7 Bank Credit | 71,534.1 | 630.9 | 4,192.7 | 6,169.9 | 5,778.2 | 7,400.5 | | 7.1a Growth (Per cent) | | 0.9 | 7.0 | 9.4 | 9.9 | 11.5 | | 7a.1 Food Credit | 1,087.0 | 65.1 | 45.4 | 142.8 | –77.3 | 57.2 | | 7a.2 Non-food credit | 70,447.2 | 565.8 | 4,147.4 | 6,027.1 | 5,855.5 | 7,343.3 | | 7b.1 Loans, Cash credit and Overdrafts | 69,353.1 | 645.3 | 4,268.9 | 6,229.3 | 5,767.3 | 7,393.5 | | 7b.2 Inland Bills - Purchased | 263.6 | –3.0 | –39.9 | –80.4 | –42.9 | –80.9 | | 7b.3 Discounted | 1,315.4 | 10.0 | 59.4 | 115.4 | 115.6 | 150.2 | | 7b.4 Foreign Bills - Purchased | 197.6 | –14.4 | –23.3 | –43.6 | –15.6 | –42.1 | | 7b.5 Discounted | 404.4 | –7.1 | –72.3 | –50.7 | –46.2 | –20.3 | |