| (₹ Billion) | | Item | Outstanding as on Feb. 19, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,571.9 | 6.7 | 285.7 | 470.0 | 343.5 | 509.1 | | 1.2 Borrowings from Banks | 590.4 | –32.6 | 12.6 | 192.3 | 97.3 | 228.1 | | 1.3 Other Demand and Time Liabilities | 65.5 | –32.8 | –77.3 | 4.1 | –15.0 | 7.8 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 93,512.5 | –100.3 | 7,168.4 | 8,179.6 | 8,457.9 | 9,288.5 | | 2.1a Growth (Per cent) | | –0.1 | 9.3 | 9.6 | 11.2 | 11.0 | | 2.1.1 Demand | 8,496.4 | –4.1 | 451.3 | 556.1 | 712.2 | 905.9 | | 2.1.2 Time | 85,016.0 | –96.1 | 6,717.0 | 7,623.4 | 7,745.7 | 8,382.6 | | 2.2 Borrowings | 3,041.0 | 91.8 | 40.3 | 782.3 | –6.9 | 790.3 | | 2.3 Other Demand and Time Liabilities | 4,718.8 | –66.7 | 57.0 | 146.7 | 67.2 | 278.5 | | 3. Borrowings from Reserve Bank | 1,839.5 | 720.1 | 466.7 | 257.4 | 477.8 | 956.6 | | 4 Cash in Hand and Balances with Reserve Bank | 4,450.0 | –19.9 | 327.1 | 185.7 | 375.4 | 500.7 | | 4.1 Cash in hand | 578.9 | 6.7 | 57.5 | 45.4 | 62.4 | 62.7 | | 4.2 Balances with Reserve Bank | 3,871.1 | –26.6 | 269.6 | 140.3 | 313.0 | 438.0 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,851.0 | 33.9 | 178.2 | 476.9 | 256.2 | 610.4 | | 5.2 Money at Call and Short Notice | 293.0 | –16.1 | –106.2 | 67.1 | –19.4 | 121.1 | | 5.3 Advances to Banks | 276.8 | 4.6 | –22.6 | 87.6 | 10.3 | 131.9 | | 5.4 Other Assets | 404.8 | –3.8 | –116.1 | –23.8 | –74.7 | 78.2 | | 6 Investments | 27,170.6 | –456.2 | 3,103.3 | 2,252.4 | 2,861.6 | 1,939.2 | | 6.1a Growth (Per cent) | | –1.7 | 14.0 | 9.0 | 12.8 | 7.7 | | 6.1 Government Securities | 27,153.3 | –451.2 | 3,101.6 | 2,255.8 | 2,860.3 | 1,939.7 | | 6.2 Other Approved Securities | 17.3 | –4.9 | 1.6 | –3.4 | 1.4 | –0.6 | | 7 Bank Credit | 71,727.4 | 193.3 | 4,317.0 | 6,363.2 | 5,799.6 | 7,469.5 | | 7.1a Growth (Per cent) | | 0.3 | 7.2 | 9.7 | 9.9 | 11.6 | | 7a.1 Food Credit | 1,077.8 | –9.2 | 12.9 | 133.6 | –68.3 | 80.4 | | 7a.2 Non-food credit | 70,649.6 | 202.5 | 4,304.1 | 6,229.6 | 5,867.9 | 7,389.1 | | 7b.1 Loans, Cash credit and Overdrafts | 69,539.7 | 186.6 | 4,394.9 | 6,415.9 | 5,817.4 | 7,454.1 | | 7b.2 Inland Bills - Purchased | 257.4 | –6.3 | –41.0 | –86.7 | –38.4 | –86.1 | | 7b.3 Discounted | 1,319.8 | 4.5 | 51.9 | 119.9 | 85.3 | 162.1 | | 7b.4 Foreign Bills - Purchased | 200.7 | 3.2 | –19.2 | –40.5 | –17.1 | –43.0 | | 7b.5 Discounted | 409.8 | 5.3 | –69.7 | –45.4 | –47.5 | –17.7 | |