| (₹ Billion) | | Item | Outstanding as on Mar 4, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,536.0 | –35.9 | 321.5 | 434.0 | 385.7 | 437.3 | | 1.2 Borrowings from Banks | 613.9 | 23.5 | 52.3 | 215.8 | 34.3 | 211.9 | | 1.3 Other Demand and Time Liabilities | 78.0 | 12.5 | –81.7 | 16.6 | –39.7 | 24.7 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 94,065.8 | 553.3 | 8,005.8 | 8,732.9 | 8,426.0 | 9,004.4 | | 2.1a Growth (Per cent) | | 0.6 | 10.4 | 10.2 | 11.0 | 10.6 | | 2.1.1 Demand | 8,675.1 | 178.6 | 742.9 | 734.8 | 898.5 | 793.0 | | 2.1.2 Time | 85,390.7 | 374.8 | 7,262.9 | 7,998.2 | 7,527.5 | 8,211.4 | | 2.2 Borrowings | 3,078.8 | 37.9 | 43.7 | 820.1 | –22.6 | 824.7 | | 2.3 Other Demand and Time Liabilities | 5,004.5 | 285.7 | 466.3 | 432.5 | 480.0 | 154.9 | | 3. Borrowings from Reserve Bank | 1,299.5 | –539.9 | 336.0 | –282.5 | 441.1 | 547.4 | | 4 Cash in Hand and Balances with Reserve Bank | 4,488.4 | 38.5 | 540.1 | 224.1 | 506.2 | 326.2 | | 4.1 Cash in hand | 583.1 | 4.2 | 37.6 | 49.5 | 57.0 | 86.8 | | 4.2 Balances with Reserve Bank | 3,905.3 | 34.3 | 502.5 | 174.6 | 449.2 | 239.4 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,836.7 | –14.3 | 238.4 | 462.6 | 287.7 | 536.0 | | 5.2 Money at Call and Short Notice | 262.6 | –30.3 | –65.7 | 36.7 | –75.4 | 50.3 | | 5.3 Advances to Banks | 280.8 | 4.0 | –23.3 | 91.6 | 2.1 | 136.6 | | 5.4 Other Assets | 386.2 | –18.6 | –107.0 | –42.4 | –6.9 | 50.5 | | 6 Investments | 27,307.9 | 137.3 | 3,450.6 | 2,389.7 | 3,280.1 | 1,729.2 | | 6.1a Growth (Per cent) | | 0.5 | 15.6 | 9.6 | 14.7 | 6.8 | | 6.1 Government Securities | 27,292.4 | 139.0 | 3,446.9 | 2,394.8 | 3,276.5 | 1,733.5 | | 6.2 Other Approved Securities | 15.6 | –1.7 | 3.6 | –5.2 | 3.6 | –4.3 | | 7 Bank Credit | 72,485.1 | 757.7 | 5,058.5 | 7,120.9 | 5,791.9 | 7,485.6 | | 7.1a Growth (Per cent) | | 1.1 | 8.4 | 10.9 | 9.8 | 11.5 | | 7a.1 Food Credit | 1,073.9 | –4.0 | –4.5 | 129.7 | –20.3 | 93.9 | | 7a.2 Non-food credit | 71,411.2 | 761.6 | 5,063.0 | 6,991.2 | 5,812.2 | 7,391.7 | | 7b.1 Loans, Cash credit and Overdrafts | 70,304.1 | 764.3 | 5,098.0 | 7,180.2 | 5,782.5 | 7,515.3 | | 7b.2 Inland Bills - Purchased | 258.6 | 1.2 | –40.6 | –85.5 | –41.6 | –85.2 | | 7b.3 Discounted | 1,318.2 | –1.6 | 77.3 | 118.3 | 102.9 | 135.1 | | 7b.4 Foreign Bills - Purchased | 198.1 | –2.6 | –13.1 | –43.1 | 0.6 | –51.6 | | 7b.5 Discounted | 406.1 | –3.7 | –63.1 | –49.1 | –52.5 | –28.0 | |