| (₹ Billion) | | Item | Outstanding as on Apr 1 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,668.7 | 155.3 | 199.8 | 155.3 | 450.9 | 366.9 | | 1.2 Borrowings from Banks | 511.7 | –135.6 | 34.7 | –135.6 | 56.2 | 78.8 | | 1.3 Other Demand and Time Liabilities | 55.3 | –28.8 | 5.1 | –28.8 | –33.9 | –11.2 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 97,208.2 | 3,421.7 | 3,262.0 | 3,421.7 | 9,578.6 | 8,613.4 | | 2.1a Growth (Per cent) | | 3.6 | 3.8 | 3.6 | 12.1 | 9.7 | | 2.1.1 Demand | 10,832.4 | 1,848.0 | 1,482.1 | 1,848.0 | 1,806.3 | 1,410.0 | | 2.1.2 Time | 86,375.9 | 1,573.7 | 1,779.9 | 1,573.7 | 7,772.3 | 7,203.4 | | 2.2 Borrowings | 2,967.1 | –22.7 | 47.3 | –22.7 | 123.0 | 661.1 | | 2.3 Other Demand and Time Liabilities | 4,806.3 | –239.8 | 367.0 | –239.8 | 732.1 | –132.8 | | 3. Borrowings from Reserve Bank | 3,264.0 | 939.4 | 616.4 | 939.4 | 1,826.6 | 1,065.6 | | 4 Cash in Hand and Balances with Reserve Bank | 5,344.4 | 891.1 | –58.1 | 891.1 | 494.5 | 1,138.2 | | 4.1 Cash in hand | 598.3 | 19.4 | –9.4 | 19.4 | 78.5 | 74.1 | | 4.2 Balances with Reserve Bank | 4,746.1 | 871.7 | –48.8 | 871.7 | 416.0 | 1,064.1 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,950.9 | 179.1 | 133.8 | 179.1 | 352.8 | 443.0 | | 5.2 Money at Call and Short Notice | 166.1 | –193.1 | –102.4 | –193.1 | –141.2 | 42.6 | | 5.3 Advances to Banks | 259.8 | –0.7 | 28.3 | –0.7 | 12.4 | 42.3 | | 5.4 Other Assets | 429.4 | 46.5 | 73.2 | 46.5 | 53.0 | –72.4 | | 6 Investments | 25,953.3 | –445.6 | 450.8 | –445.6 | 2,672.3 | 584.3 | | 6.1a Growth (Per cent) | | –1.7 | 1.8 | –1.7 | 11.8 | 2.3 | | 6.1 Government Securities | 25,938.9 | –445.1 | 456.4 | –445.1 | 2,674.1 | 585.0 | | 6.2 Other Approved Securities | 14.4 | –0.5 | –5.6 | –0.5 | –1.8 | –0.7 | | 7 Bank Credit | 75,299.9 | 2,523.4 | 2,661.0 | 2,523.4 | 7,378.6 | 7,274.7 | | 7.1a Growth (Per cent) | | 3.5 | 4.1 | 3.5 | 12.2 | 10.7 | | 7a.1 Food Credit | 1,012.1 | –40.5 | –251.9 | –40.5 | –203.9 | 319.8 | | 7a.2 Non-food credit | 74,287.9 | 2,563.9 | 2,912.9 | 2,563.9 | 7,582.5 | 6,954.9 | | 7b.1 Loans, Cash credit and Overdrafts | 73,026.2 | 2,409.0 | 2,496.8 | 2,409.0 | 7,338.7 | 7,405.5 | | 7b.2 Inland Bills - Purchased | 295.6 | 38.2 | 50.3 | 38.2 | –5.9 | –98.8 | | 7b.3 Discounted | 1,327.2 | 38.5 | 78.2 | 38.5 | 84.2 | 49.1 | | 7b.4 Foreign Bills - Purchased | 233.3 | 28.9 | 13.8 | 28.9 | –12.0 | –21.7 | | 7b.5 Discounted | 417.6 | 8.9 | 21.8 | 8.9 | –26.4 | –59.4 | |