| (₹ Billion) | | Item | Outstanding as on Apr 15 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,553.9 | –114.8 | 53.5 | 40.5 | 327.9 | 398.4 | | 1.2 Borrowings from Banks | 604.0 | 92.4 | 9.6 | –43.2 | –17.4 | 196.3 | | 1.3 Other Demand and Time Liabilities | 56.0 | 0.7 | –2.5 | –28.1 | –5.9 | –2.9 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 95,462.4 | –1,745.8 | 1,357.3 | 1,675.9 | 8,405.2 | 8,772.2 | | 2.1a Growth (Per cent) | | –1.8 | 1.6 | 1.8 | 10.7 | 10.1 | | 2.1.1 Demand | 9,157.4 | –1,674.9 | 6.3 | 173.1 | 633.7 | 1,210.8 | | 2.1.2 Time | 86,305.0 | –70.9 | 1,351.0 | 1,502.8 | 7,771.5 | 7,561.4 | | 2.2 Borrowings | 2,983.1 | 16.0 | –54.2 | –6.7 | 39.7 | 778.6 | | 2.3 Other Demand and Time Liabilities | 5,005.2 | 198.9 | –338.5 | –40.8 | 131.4 | 771.8 | | 3. Borrowings from Reserve Bank | 940.0 | –2,324.1 | –680.0 | –1,384.7 | 583.3 | 37.9 | | 4 Cash in Hand and Balances with Reserve Bank | 4,453.2 | –891.2 | –124.0 | –0.1 | 406.2 | 312.9 | | 4.1 Cash in hand | 558.0 | –40.3 | 8.1 | –20.9 | 73.8 | 16.4 | | 4.2 Balances with Reserve Bank | 3,895.2 | –850.9 | –132.1 | 20.8 | 332.4 | 296.6 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,798.1 | –152.7 | 29.7 | 26.4 | 289.5 | 394.4 | | 5.2 Money at Call and Short Notice | 286.9 | 120.8 | –81.8 | –72.3 | –91.3 | 142.8 | | 5.3 Advances to Banks | 253.4 | –6.4 | 8.1 | –7.1 | 27.6 | 56.1 | | 5.4 Other Assets | 422.6 | –6.8 | –4.0 | 39.7 | 38.5 | –1.9 | | 6 Investments | 27,411.4 | 1,458.1 | 729.6 | 1,012.5 | 3,024.0 | 1,763.6 | | 6.1a Growth (Per cent) | – | 5.6 | 2.9 | 3.8 | 13.4 | 6.9 | | 6.1 Government Securities | 27,397.3 | 1,458.4 | 732.5 | 1,013.3 | 3,023.9 | 1,767.3 | | 6.2 Other Approved Securities | 14.1 | –0.3 | –3.0 | –0.9 | 0.1 | –3.7 | | 7 Bank Credit | 72,596.9 | –2,703.0 | 387.8 | –179.6 | 5,621.6 | 6,844.9 | | 7.1a Growth (Per cent) | – | –3.6 | 0.6 | –0.2 | 9.3 | 10.4 | | 7a.1 Food Credit | 906.4 | –105.7 | –72.9 | –146.2 | –55.6 | 35.1 | | 7a.2 Non-food credit | 71,690.6 | –2,597.3 | 460.7 | –33.5 | 5,677.2 | 6,809.8 | | 7b.1 Loans, Cash credit and Overdrafts | 70,382.0 | –2,644.2 | 387.6 | –235.3 | 5,652.4 | 6,870.5 | | 7b.2 Inland Bills - Purchased | 270.4 | –25.1 | 2.3 | 13.0 | –26.1 | –76.0 | | 7b.3 Discounted | 1,340.7 | 13.4 | 30.4 | 52.0 | 72.9 | 110.4 | | 7b.4 Foreign Bills - Purchased | 214.4 | –18.9 | –17.8 | 10.0 | –30.6 | –9.0 | | 7b.5 Discounted | 389.5 | –28.1 | –14.7 | –19.3 | –47.0 | –51.0 | |