| (₹ Billion) | | Item | Outstanding as on May 13, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,478.7 | –56.8 | 78.5 | –43.4 | 361.9 | 298.2 | | 1.2 Borrowings from Banks | 508.9 | –134.2 | –22.3 | –135.1 | 9.7 | 133.0 | | 1.3 Other Demand and Time Liabilities | 73.9 | –8.4 | 6.6 | –10.3 | –9.6 | 5.9 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 95,429.9 | –342.6 | 1,541.8 | 2,157.0 | 8,739.3 | 8,555.3 | | 2.1a Growth (Per cent) | | –0.4 | 1.8 | 2.3 | 11.2 | 9.8 | | 2.1.1 Demand | 8,516.0 | –615.1 | –151.8 | –373.9 | 614.5 | 727.5 | | 2.1.2 Time | 86,914.0 | 272.6 | 1,693.5 | 2,531.0 | 8,124.8 | 7,827.8 | | 2.2 Borrowings | 2,918.0 | –45.3 | 65.9 | –71.8 | 197.4 | 593.4 | | 2.3 Other Demand and Time Liabilities | 4,700.5 | –89.4 | –322.5 | –339.9 | 72.0 | 451.0 | | 3. Borrowings from Reserve Bank | 1,167.4 | 280.9 | –369.8 | –1,157.3 | 820.2 | –44.8 | | 4 Cash in Hand and Balances with Reserve Bank | 4,564.6 | –41.1 | –108.3 | 115.8 | 418.0 | 408.6 | | 4.1 Cash in hand | 638.8 | 15.8 | 17.2 | 64.4 | 50.5 | 88.0 | | 4.2 Balances with Reserve Bank | 3,925.8 | –56.9 | –125.5 | 51.4 | 367.5 | 320.5 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,730.7 | –25.7 | 76.7 | 114.0 | 353.5 | 279.9 | | 5.2 Money at Call and Short Notice | 232.3 | –105.0 | –95.5 | –116.6 | –146.1 | 101.9 | | 5.3 Advances to Banks | 259.8 | –1.1 | 4.3 | –0.8 | 5.5 | 66.3 | | 5.4 Other Assets | 412.2 | 25.4 | 1.4 | 34.4 | 136.3 | –17.8 | | 6 Investments | 27,130.4 | 76.9 | 1,118.0 | 875.3 | 3,122.8 | 1,094.2 | | 6.1a Growth (Per cent) | | 0.3 | 4.5 | 3.3 | 13.6 | 4.2 | | 6.1 Government Securities | 27,114.5 | 75.7 | 1,119.7 | 875.1 | 3,121.4 | 1,097.3 | | 6.2 Other Approved Securities | 16.0 | 1.2 | –1.7 | 0.2 | 1.4 | –3.1 | | 7 Bank Credit | 72,531.6 | –74.5 | 675.1 | 35.5 | 5,836.2 | 6,492.4 | | 7.1a Growth (Per cent) | | –0.1 | 1.0 | 0.0 | 9.7 | 9.8 | | 7a.1 Food Credit | 1,108.4 | 67.7 | 171.3 | 55.9 | –33.1 | –7.1 | | 7a.2 Non-food credit | 71,423.3 | –142.2 | 503.8 | –20.4 | 5,869.2 | 6,499.4 | | 7b.1 Loans, Cash credit and Overdrafts | 70,407.9 | –41.9 | 707.1 | 70.7 | 5,854.9 | 6,576.9 | | 7b.2 Inland Bills - Purchased | 278.2 | 10.9 | –10.2 | 21.1 | –29.1 | –55.7 | | 7b.3 Discounted | 1,251.6 | –24.3 | 20.6 | –37.1 | 58.8 | 31.0 | | 7b.4 Foreign Bills - Purchased | 210.6 | –15.7 | –30.5 | 6.2 | –42.9 | –0.1 | | 7b.5 Discounted | 383.3 | –3.5 | –12.0 | –25.4 | –5.5 | –59.8 | |