| (₹ Billion) | | Item | Outstanding as on Jul. 8, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,373.0 | –30.0 | 130.1 | –149.2 | 257.8 | 140.9 | | 1.2 Borrowings from Banks | 617.3 | 26.8 | 51.5 | –26.7 | 174.3 | 167.6 | | 1.3 Other Demand and Time Liabilities | 53.2 | –49.6 | –7.7 | –31.0 | –5.1 | –0.6 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 96,714.4 | 759.1 | 2,968.3 | 3,441.5 | 8,756.6 | 8,413.3 | | 2.1a Growth (Per cent) | | 0.8 | 3.5 | 3.7 | 11.0 | 9.5 | | 2.1.1 Demand | 8,661.6 | –277.9 | –177.6 | –228.4 | 654.3 | 898.9 | | 2.1.2 Time | 88,052.8 | 1,037.0 | 3,145.9 | 3,669.9 | 8,102.3 | 7,514.3 | | 2.2 Borrowings | 2,972.8 | 6.8 | 74.9 | –17.0 | 332.5 | 639.2 | | 2.3 Other Demand and Time Liabilities | 4,673.6 | –148.6 | –365.1 | –366.8 | 89.2 | 466.6 | | 3. Borrowings from Reserve Bank | 611.0 | –216.4 | –1,172.1 | –1,713.7 | –689.5 | 201.1 | | 4 Cash in Hand and Balances with Reserve Bank | 4,543.5 | –77.6 | –90.3 | 94.7 | 419.5 | 369.5 | | 4.1 Cash in hand | 659.0 | –21.8 | 10.0 | 84.6 | 71.8 | 115.5 | | 4.2 Balances with Reserve Bank | 3,884.5 | –55.8 | –100.3 | 10.0 | 347.7 | 254.0 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,671.8 | –5.9 | 129.1 | 55.0 | 431.0 | 168.7 | | 5.2 Money at Call and Short Notice | 312.0 | –2.3 | –21.0 | –36.9 | 52.6 | 107.1 | | 5.3 Advances to Banks | 300.3 | 37.7 | 29.7 | 39.7 | 15.8 | 81.4 | | 5.4 Other Assets | 297.1 | –7.1 | –89.6 | –80.7 | 87.1 | –41.8 | | 6 Investments | 27,960.7 | 366.3 | 1,460.7 | 1,705.6 | 3,398.9 | 1,581.7 | | 6.1a Growth (Per cent) | | 1.3 | 5.9 | 6.5 | 14.8 | 6.0 | | 6.1 Government Securities | 27,943.8 | 366.1 | 1,460.5 | 1,704.5 | 3,395.0 | 1,585.8 | | 6.2 Other Approved Securities | 16.8 | 0.3 | 0.1 | 1.1 | 3.9 | –4.0 | | 7 Bank Credit | 72,923.0 | 363.5 | 1,055.4 | 426.8 | 5,445.2 | 6,503.4 | | 7.1a Growth (Per cent) | | 0.5 | 1.6 | 0.6 | 8.9 | 9.8 | | 7a.1 Food Credit | 1,033.8 | 30.0 | 134.5 | –18.7 | –58.7 | –44.9 | | 7a.2 Non-food credit | 71,889.1 | 333.5 | 920.9 | 445.5 | 5,503.9 | 6,548.3 | | 7b.1 Loans, Cash credit and Overdrafts | 70,758.9 | 282.4 | 1,089.5 | 421.7 | 5,467.4 | 6,545.5 | | 7b.2 Inland Bills - Purchased | 252.5 | –1.5 | 13.3 | –4.7 | –4.8 | –104.9 | | 7b.3 Discounted | 1,259.8 | 36.8 | –0.5 | –28.9 | 30.3 | 60.3 | | 7b.4 Foreign Bills - Purchased | 225.2 | 7.0 | –11.5 | 20.8 | –15.1 | –4.5 | | 7b.5 Discounted | 426.7 | 38.8 | –35.5 | 17.9 | –32.5 | 7.0 | |