| (₹ Billion) | | Item | Outstanding as on Aug. 5, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,449.8 | 10.8 | 174.2 | –72.3 | 286.9 | 173.6 | | 1.2 Borrowings from Banks | 621.8 | –0.9 | 118.3 | –22.1 | 265.5 | 105.4 | | 1.3 Other Demand and Time Liabilities | 73.9 | 0.1 | –5.4 | –10.3 | 1.9 | 17.8 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 97,593.9 | 853.5 | 3,538.6 | 4,321.0 | 8,716.2 | 8,722.4 | | 2.1a Growth (Per cent) | | 0.9 | 4.1 | 4.6 | 10.9 | 9.8 | | 2.1.1 Demand | 9,024.5 | 259.3 | –31.2 | 134.5 | 777.9 | 1,115.4 | | 2.1.2 Time | 88,569.4 | 594.0 | 3,569.9 | 4,186.5 | 7,938.4 | 7,607.0 | | 2.2 Borrowings | 2,836.4 | –79.9 | 115.7 | –153.3 | 414.1 | 462.0 | | 2.3 Other Demand and Time Liabilities | 4,968.7 | 372.6 | –122.8 | –71.7 | 201.8 | 519.5 | | 3. Borrowings from Reserve Bank | 248.7 | –50.9 | –1,303.7 | –2,075.9 | –728.6 | –29.6 | | 4 Cash in Hand and Balances with Reserve Bank | 4,602.8 | 75.7 | –39.2 | 154.0 | 491.2 | 377.7 | | 4.1 Cash in hand | 596.9 | –62.7 | 7.4 | 22.6 | 67.8 | 56.0 | | 4.2 Balances with Reserve Bank | 4,005.8 | 138.4 | –46.6 | 131.4 | 423.5 | 321.7 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,682.6 | 7.8 | 195.8 | 65.9 | 518.4 | 112.8 | | 5.2 Money at Call and Short Notice | 290.0 | 11.0 | –1.7 | –58.9 | 74.0 | 65.8 | | 5.3 Advances to Banks | 261.4 | –3.7 | 33.0 | 0.8 | 18.3 | 39.2 | | 5.4 Other Assets | 306.6 | 9.0 | –102.9 | –71.2 | 86.9 | –19.0 | | 6 Investments | 28,610.6 | 539.9 | 1,728.6 | 2,355.6 | 3,089.1 | 1,963.8 | | 6.1a Growth (Per cent) | | 1.9 | 6.9 | 9.0 | 13.1 | 7.4 | | 6.1 Government Securities | 28,589.2 | 544.2 | 1,728.6 | 2,349.8 | 3,084.8 | 1,963.1 | | 6.2 Other Approved Securities | 21.5 | –4.3 | –0.0 | 5.7 | 4.3 | 0.7 | | 7 Bank Credit | 72,961.8 | 285.1 | 1,069.7 | 465.7 | 5,431.2 | 6,527.9 | | 7.1a Growth (Per cent) | | 0.4 | 1.6 | 0.6 | 8.9 | 9.8 | | 7a.1 Food Credit | 1,046.3 | –8.3 | 70.3 | –6.2 | –68.7 | 31.8 | | 7a.2 Non-food credit | 71,915.5 | 293.4 | 999.4 | 471.9 | 5,499.9 | 6,496.1 | | 7b.1 Loans, Cash credit and Overdrafts | 70,875.7 | 325.2 | 1,118.9 | 538.5 | 5,438.4 | 6,633.0 | | 7b.2 Inland Bills - Purchased | 235.0 | –7.8 | 7.1 | –22.1 | 3.3 | –116.1 | | 7b.3 Discounted | 1,233.7 | 0.9 | 9.8 | –55.0 | 37.4 | 23.9 | | 7b.4 Foreign Bills - Purchased | 224.3 | 7.9 | –24.9 | 19.9 | –16.4 | 7.9 | | 7b.5 Discounted | 393.1 | –41.0 | –41.2 | –15.6 | –31.5 | –20.8 | |