| (₹ Billion) | | Item | Outstanding as on Sep. 16, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,472.4 | 11.5 | 160.1 | –49.7 | 214.8 | 210.4 | | 1.2 Borrowings from Banks | 644.6 | 37.4 | 145.5 | 0.6 | 191.9 | 100.9 | | 1.3 Other Demand and Time Liabilities | 62.4 | 9.1 | 33.4 | –21.7 | 32.6 | –32.4 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 97,909.7 | –649.9 | 3,751.0 | 4,636.8 | 8,548.3 | 8,825.8 | | 2.1a Growth (Per cent) | | –0.7 | 4.4 | 5.0 | 10.6 | 9.9 | | 2.1.1 Demand | 9,415.1 | 87.2 | 87.1 | 525.2 | 754.5 | 1,387.7 | | 2.1.2 Time | 88,494.5 | –737.1 | 3,663.9 | 4,111.6 | 7,793.8 | 7,438.0 | | 2.2 Borrowings | 2,895.6 | –35.5 | 151.3 | –94.2 | 533.3 | 485.6 | | 2.3 Other Demand and Time Liabilities | 5,002.0 | –24.8 | –44.6 | –38.4 | 117.8 | 474.6 | | 3. Borrowings from Reserve Bank | 252.2 | 87.9 | –941.7 | –2,072.5 | –206.7 | –388.2 | | 4 Cash in Hand and Balances with Reserve Bank | 4,554.3 | –198.5 | 119.9 | 105.5 | 528.2 | 170.1 | | 4.1 Cash in hand | 627.9 | 38.9 | 50.7 | 53.5 | 91.7 | 43.6 | | 4.2 Balances with Reserve Bank | 3,926.5 | –237.4 | 69.2 | 52.1 | 436.6 | 126.6 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,756.9 | 49.5 | 259.3 | 140.1 | 566.4 | 123.5 | | 5.2 Money at Call and Short Notice | 327.9 | 58.0 | –11.4 | –21.0 | –5.8 | 113.4 | | 5.3 Advances to Banks | 276.1 | 7.4 | 49.6 | 15.6 | 51.1 | 37.4 | | 5.4 Other Assets | 308.5 | –21.8 | –42.0 | –69.2 | 91.7 | –78.0 | | 6 Investments | 28,393.9 | –394.8 | 1,500.6 | 2,138.9 | 2,780.8 | 1,975.1 | | 6.1a Growth (Per cent) | | –1.4 | 6.0 | 8.1 | 11.8 | 7.5 | | 6.1 Government Securities | 28,373.3 | –394.9 | 1,501.4 | 2,133.9 | 2,777.4 | 1,974.3 | | 6.2 Other Approved Securities | 20.7 | 0.1 | –0.8 | 4.9 | 3.4 | 0.7 | | 7 Bank Credit | 73,099.7 | –142.3 | 1,494.7 | 603.6 | 5,678.3 | 6,240.8 | | 7.1a Growth (Per cent) | | –0.2 | 2.3 | 0.8 | 9.3 | 9.3 | | 7a.1 Food Credit | 959.9 | –50.7 | 83.2 | –92.6 | –23.3 | –67.5 | | 7a.2 Non-food credit | 72,139.8 | –91.6 | 1,411.5 | 696.2 | 5,701.6 | 6,308.3 | | 7b.1 Loans, Cash credit and Overdrafts | 71,143.7 | –113.7 | 1,562.1 | 806.5 | 5,615.6 | 6,457.7 | | 7b.2 Inland Bills - Purchased | 207.2 | –11.2 | –7.0 | –50.0 | 21.2 | –129.9 | | 7b.3 Discounted | 1,155.3 | –15.7 | –0.5 | –133.3 | 76.7 | –44.1 | | 7b.4 Foreign Bills - Purchased | 214.2 | –2.5 | –21.9 | 9.8 | –23.1 | –5.1 | | 7b.5 Discounted | 379.4 | 0.9 | –38.0 | –29.4 | –12.1 | –37.8 | |