| (₹ Billion) | | Item | Outstanding as on Dec. 23, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,745.2 | –20.8 | 399.0 | 223.1 | 432.4 | 244.2 | | 1.2 Borrowings from Banks | 513.6 | –110.9 | 147.8 | –130.3 | 166.8 | –32.4 | | 1.3 Other Demand and Time Liabilities | 98.3 | –11.7 | 146.1 | 14.1 | 147.4 | –109.3 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 105,162.4 | –750.8 | 5,991.0 | 11,889.5 | 8,490.4 | 13,838.5 | | 2.1a Growth (Per cent) | | –0.7 | 7.0 | 12.7 | 10.2 | 15.2 | | 2.1.1 Demand | 10,859.7 | 31.2 | 538.3 | 1,969.7 | 860.6 | 2,381.1 | | 2.1.2 Time | 94,302.6 | –782.1 | 5,452.7 | 9,919.6 | 7,629.8 | 11,457.3 | | 2.2 Borrowings | 3,401.5 | 46.7 | 764.8 | 411.8 | 1,009.8 | 378.0 | | 2.3 Other Demand and Time Liabilities | 5,060.5 | –77.9 | 42.4 | 20.1 | 268.7 | 446.1 | | 3. Borrowings from Reserve Bank | 126.5 | –44.0 | 350.3 | –2,198.2 | 1,011.6 | –1,805.9 | | 4 Cash in Hand and Balances with Reserve Bank | 5,725.0 | –3,842.7 | 453.0 | 1,276.2 | 701.6 | 1,007.7 | | 4.1 Cash in hand | 1,413.4 | –375.9 | 93.4 | 839.0 | 69.7 | 786.5 | | 4.2 Balances with Reserve Bank | 4,311.6 | –3,466.9 | 359.6 | 437.1 | 631.9 | 221.2 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,981.7 | 61.9 | 294.8 | 364.9 | 474.6 | 312.8 | | 5.2 Money at Call and Short Notice | 242.6 | –101.6 | –10.8 | –106.3 | 10.6 | 27.5 | | 5.3 Advances to Banks | 318.6 | –6.7 | 67.7 | 58.1 | 96.6 | 61.7 | | 5.4 Other Assets | 352.8 | –44.3 | 26.0 | –25.0 | 173.2 | –101.7 | | 6 Investments | 36,092.5 | 3,287.3 | 1,905.7 | 9,837.4 | 2,566.5 | 9,268.5 | | 6.1a Growth (Per cent) | | 10.0 | 7.6 | 37.5 | 10.6 | 34.6 | | 6.1 Government Securities | 36,062.0 | 3,279.0 | 1,907.8 | 9,822.6 | 2,565.4 | 9,256.6 | | 6.2 Other Approved Securities | 30.6 | 8.3 | –2.1 | 14.8 | 1.1 | 11.9 | | 7 Bank Credit | 73,480.6 | 89.4 | 4,518.3 | 984.4 | 6,697.2 | 3,598.1 | | 7.1a Growth (Per cent) | | 0.1 | 6.9 | 1.4 | 10.6 | 5.1 | | 7a.1 Food Credit | 1,050.6 | 51.4 | 165.9 | –1.9 | 26.8 | –59.4 | | 7a.2 Non-food credit | 72,429.9 | 38.0 | 4,352.4 | 986.3 | 6,670.4 | 3,657.5 | | 7b.1 Loans, Cash credit and Overdrafts | 71,483.9 | 81.7 | 4,610.8 | 1,146.7 | 6,722.5 | 3,749.2 | | 7b.2 Inland Bills – Purchased | 196.7 | –0.6 | –70.0 | –60.4 | –51.8 | –77.3 | | 7b.3 Discounted | 1,196.5 | –3.4 | 68.7 | –92.2 | 111.2 | –72.2 | | 7b.4 Foreign Bills – Purchased | 223.0 | 4.6 | –35.7 | 18.6 | –30.1 | 17.5 | | 7b.5 Discounted | 380.5 | 7.2 | –55.5 | –28.2 | –54.6 | –19.1 | |