| (₹ Billion) | | Item | Outstanding as on Jan. 6, 2017 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2016 | 2017 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,692.5 | –52.6 | 443.7 | 170.4 | 478.9 | 146.9 | | 1.2 Borrowings from Banks | 530.1 | 16.5 | 140.6 | –113.9 | 178.0 | –8.6 | | 1.3 Other Demand and Time Liabilities | 182.7 | 84.4 | 179.0 | 98.5 | 183.3 | –57.7 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 105,841.7 | 679.3 | 6,925.9 | 12,568.8 | 8,631.4 | 13,583.0 | | 2.1a Growth (Per cent) | | 0.6 | 8.1 | 13.5 | 10.3 | 14.7 | | 2.1.1 Demand | 10,805.9 | –53.8 | 289.2 | 1,915.9 | 932.5 | 2,576.4 | | 2.1.2 Time | 95,035.9 | 733.3 | 6,636.7 | 10,653.0 | 7,698.9 | 11,006.7 | | 2.2 Borrowings | 3,221.6 | –180.0 | 700.7 | 231.8 | 936.8 | 262.1 | | 2.3 Other Demand and Time Liabilities | 5,133.5 | 73.1 | –135.1 | 93.1 | 234.7 | 696.6 | | 3. Borrowings from Reserve Bank | 162.7 | 36.3 | –357.6 | –2,161.9 | 383.2 | –1,061.7 | | 4 Cash in Hand and Balances with Reserve Bank | 5,053.1 | –671.8 | 93.7 | 604.3 | 436.3 | 695.1 | | 4.1 Cash in hand | 748.8 | –664.6 | 70.4 | 174.4 | 99.9 | 144.9 | | 4.2 Balances with Reserve Bank | 4,304.3 | –7.2 | 23.4 | 429.9 | 336.4 | 550.2 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,972.2 | –9.5 | 297.8 | 355.4 | 487.1 | 300.3 | | 5.2 Money at Call and Short Notice | 237.9 | –4.7 | 5.0 | –111.0 | 54.0 | 7.0 | | 5.3 Advances to Banks | 319.7 | 1.1 | 92.0 | 59.1 | 113.6 | 38.5 | | 5.4 Other Assets | 344.0 | –8.8 | 20.3 | –33.8 | 136.7 | –104.8 | | 6 Investments | 36,351.9 | 259.4 | 2,351.8 | 10,096.8 | 2,447.5 | 9,081.9 | | 6.1a Growth (Per cent) | | 0.7 | 9.4 | 38.5 | 9.9 | 33.3 | | 6.1 Government Securities | 36,336.9 | 274.9 | 2,352.7 | 10,097.5 | 2,445.1 | 9,086.7 | | 6.2 Other Approved Securities | 15.0 | –15.6 | –0.9 | –0.8 | 2.4 | –4.8 | | 7 Bank Credit | 74,134.2 | 653.6 | 5,142.0 | 1,638.1 | 6,881.6 | 3,628.0 | | 7.1a Growth (Per cent) | | 0.9 | 7.9 | 2.3 | 10.8 | 5.1 | | 7a.1 Food Credit | 1,067.3 | 16.7 | 56.8 | 14.8 | –91.3 | 66.3 | | 7a.2 Non-food credit | 73,066.9 | 636.9 | 5,085.2 | 1,623.3 | 6,972.8 | 3,561.7 | | 7b.1 Loans, Cash credit and Overdrafts | 72,075.0 | 591.2 | 5,171.3 | 1,737.9 | 6,917.0 | 3,779.9 | | 7b.2 Inland Bills – Purchased | 208.1 | 11.4 | –73.8 | –49.1 | –78.2 | –62.2 | | 7b.3 Discounted | 1,225.8 | 29.4 | 104.5 | –62.8 | 128.0 | –78.6 | | 7b.4 Foreign Bills – Purchased | 240.3 | 17.3 | –15.6 | 35.9 | –38.6 | 14.7 | | 7b.5 Discounted | 385.0 | 4.4 | –44.3 | –23.8 | –46.6 | –25.8 | |