| (₹ Billion) | | Item | Outstanding as on Jan. 20, 2017 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2016 | 2017 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,680.6 | –12.0 | 459.9 | 158.4 | 507.9 | 118.7 | | 1.2 Borrowings from Banks | 588.0 | 57.9 | 138.7 | –56.0 | 165.2 | 51.1 | | 1.3 Other Demand and Time Liabilities | 37.3 | –145.4 | 124.7 | –46.8 | 103.6 | –148.8 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 104,952.8 | –888.6 | 6,849.9 | 11,679.9 | 8,771.8 | 12,770.1 | | 2.1a Growth (Per cent) | | –0.8 | 8.0 | 12.5 | 10.5 | 13.9 | | 2.1.1 Demand | 10,644.3 | –161.5 | 180.9 | 1,754.4 | 747.9 | 2,523.1 | | 2.1.2 Time | 94,308.4 | –727.2 | 6,668.9 | 9,925.5 | 8,023.9 | 10,246.9 | | 2.2 Borrowings | 3,280.9 | 59.3 | 620.2 | 291.1 | 725.1 | 401.9 | | 2.3 Other Demand and Time Liabilities | 4,835.6 | –298.5 | –42.3 | –204.8 | 155.7 | 305.9 | | 3. Borrowings from Reserve Bank | 158.8 | –4.0 | 37.4 | –2,165.9 | 521.5 | –1,460.7 | | 4 Cash in Hand and Balances with Reserve Bank | 4,957.0 | –96.1 | 156.4 | 508.2 | 414.3 | 536.3 | | 4.1 Cash in hand | 637.0 | –111.8 | 79.3 | 62.7 | 93.1 | 24.2 | | 4.2 Balances with Reserve Bank | 4,320.0 | 15.6 | 77.1 | 445.6 | 321.2 | 512.1 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,930.9 | –41.3 | 292.3 | 314.1 | 378.1 | 264.4 | | 5.2 Money at Call and Short Notice | 167.7 | –70.3 | –20.8 | –181.2 | –10.0 | –37.5 | | 5.3 Advances to Banks | 308.7 | –11.0 | 82.8 | 48.1 | 138.8 | 36.7 | | 5.4 Other Assets | 353.3 | 9.3 | 68.6 | –24.5 | 196.6 | –143.8 | | 6 Investments | 35,830.2 | –521.7 | 2,075.9 | 9,575.1 | 2,092.0 | 8,836.0 | | 6.1a Growth (Per cent) | | –1.4 | 8.3 | 36.5 | 8.4 | 32.7 | | 6.1 Government Securities | 35,801.8 | –535.0 | 2,078.0 | 9,562.5 | 2,092.1 | 8,826.3 | | 6.2 Other Approved Securities | 28.4 | 13.4 | –2.1 | 12.6 | –0.2 | 9.7 | | 7 Bank Credit | 74,177.8 | 43.6 | 5,190.6 | 1,681.6 | 6,915.5 | 3,623.0 | | 7.1a Growth (Per cent) | | 0.1 | 7.9 | 2.3 | 10.9 | 5.1 | | 7a.1 Food Credit | 1,040.1 | –27.2 | 77.7 | –12.4 | –8.1 | 18.3 | | 7a.2 Non-food credit | 73,137.6 | 70.8 | 5,112.9 | 1,694.0 | 6,923.6 | 3,604.7 | | 7b.1 Loans, Cash credit and Overdrafts | 72,152.9 | 77.9 | 5,235.1 | 1,815.7 | 6,899.9 | 3,794.0 | | 7b.2 Inland Bills – Purchased | 201.0 | –7.0 | –77.0 | –56.1 | –81.4 | –66.1 | | 7b.3 Discounted | 1,196.2 | –29.7 | 105.4 | –92.5 | 153.3 | –109.2 | | 7b.4 Foreign Bills – Purchased | 232.0 | –8.3 | –29.1 | 27.6 | –30.3 | 19.9 | | 7b.5 Discounted | 395.7 | 10.7 | –43.8 | –13.1 | –25.9 | –15.7 | |