| (₹ Billion) | | Item | Outstanding as on Apr. 28, 2017 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2016-17 | 2017-18 | 2016 | 2017 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,653.1 | –31.2 | 15.5 | –122.7 | 361.2 | 115.4 | | 1.2 Borrowings from Banks | 685.1 | –13.7 | –4.1 | 114.0 | 224.9 | 45.3 | | 1.3 Other Demand and Time Liabilities | 55.8 | –20.3 | –1.7 | –2.7 | 22.4 | –26.7 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 105,093.4 | –1,019.5 | 1,980.3 | –3,011.8 | 7,647.6 | 9,840.1 | | 2.1a Growth (Per cent) | | –1.0 | 2.1 | –2.8 | 8.7 | 10.3 | | 2.1.1 Demand | 11,185.4 | 208.5 | 147.7 | –1,767.9 | 777.8 | 2,147.7 | | 2.1.2 Time | 93,908.0 | –1,227.9 | 1,832.7 | –1,243.9 | 6,869.8 | 7,692.4 | | 2.2 Borrowings | 2,985.1 | –205.2 | –30.2 | –169.4 | 667.3 | 25.5 | | 2.3 Other Demand and Time Liabilities | 6,217.5 | –392.3 | –233.8 | 1,463.0 | 359.3 | 1,410.9 | | 3. Borrowings from Reserve Bank | 18.3 | –0.2 | –1,438.2 | –199.9 | –257.9 | –868.3 | | 4 Cash in Hand and Balances with Reserve Bank | 5,163.0 | 345.2 | 154.6 | –542.5 | 70.0 | 559.6 | | 4.1 Cash in hand | 680.9 | 167.2 | 46.3 | 63.1 | 73.9 | 60.2 | | 4.2 Balances with Reserve Bank | 4,482.1 | 178.0 | 108.3 | –605.6 | –3.9 | 499.4 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,911.9 | 21.0 | –11.7 | 92.0 | 165.9 | 306.8 | | 5.2 Money at Call and Short Notice | 182.6 | –37.9 | –23.4 | 92.7 | 179.3 | –142.9 | | 5.3 Advances to Banks | 357.8 | 2.7 | 0.3 | –9.3 | 70.6 | 96.9 | | 5.4 Other Assets | 218.0 | –16.1 | 4.1 | –63.4 | –76.8 | –163.9 | | 6 Investments | 31,957.5 | 167.0 | 670.6 | 1,524.2 | 1,188.5 | 5,031.7 | | 6.1a Growth (Per cent) | | 0.5 | 2.6 | 5.0 | 4.6 | 18.7 | | 6.1 Government Securities | 31,940.6 | 166.0 | 670.9 | 1,518.3 | 1,191.7 | 5,030.3 | | 6.2 Other Approved Securities | 16.9 | 1.0 | –0.3 | 5.9 | –3.2 | 1.4 | | 7 Bank Credit | 75,454.2 | –1,013.6 | –173.2 | –3,361.1 | 5,811.6 | 3,131.2 | | 7.1a Growth (Per cent) | | –1.3 | –0.2 | –4.3 | 8.7 | 4.3 | | 7a.1 Food Credit | 556.8 | 71.4 | –11.8 | 17.5 | –0.2 | –483.9 | | 7a.2 Non-food credit | 74,897.4 | –1,084.9 | –161.4 | –3,378.6 | 5,811.8 | 3,615.1 | | 7b.1 Loans, Cash credit and Overdrafts | 73,421.6 | –990.6 | –170.4 | –3,128.6 | 5,900.8 | 3,254.9 | | 7b.2 Inland Bills – Purchased | 219.0 | –8.3 | 10.0 | –24.2 | –85.0 | –48.2 | | 7b.3 Discounted | 1,245.5 | 6.1 | –12.8 | –120.7 | 43.5 | –30.3 | | 7b.4 Foreign Bills – Purchased | 207.6 | –11.3 | 21.9 | –38.9 | 10.5 | –18.8 | | 7b.5 Discounted | 360.6 | –9.5 | –21.9 | –48.8 | –58.2 | –26.4 | |