| (₹ Billion) | | Item | Outstanding as on Jan. 4, 2019 | Variation over | | Fortnight | Financial year so far | Year–on–Year | | 2017-18 | 2018-19 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,586.3 | 68.4 | –257.5 | –29.3 | –311.0 | 145.1 | | 1.2 Borrowings from Banks | 717.1 | –221.4 | 80.5 | 115.9 | 92.2 | 63.1 | | 1.3 Other Demand and Time Liabilities | 163.6 | 67.9 | 6.7 | 98.4 | –2.5 | 98.3 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 120,340.3 | 2,177.6 | 1,912.7 | 6,079.8 | 4,203.5 | 10,851.1 | | 2.1a Growth (Per cent) | | 1.8 | 1.8 | 5.3 | 4.0 | 9.9 | | 2.1.1 Demand | 12,336.3 | 437.2 | –1,643.2 | –1,366.5 | 469.5 | 1,165.1 | | 2.1.2 Time | 108,003.9 | 1,740.3 | 3,555.8 | 7,446.2 | 3,734.0 | 9,685.9 | | 2.2 Borrowings | 3,668.1 | 93.1 | 197.7 | 11.0 | 139.4 | 307.2 | | 2.3 Other Demand and Time Liabilities | 4,836.7 | –534.2 | 231.5 | –752.0 | –272.2 | –31.9 | | 3. Borrowings from Reserve Bank | 1,174.7 | –605.2 | 400.3 | –1,565.0 | 455.6 | 556.4 | | 4 Cash in Hand and Balances with Reserve Bank | 5,488.5 | –24.8 | –596.6 | –369.0 | 197.9 | 383.8 | | 4.1 Cash in hand | 663.6 | –28.6 | 5.5 | 62.9 | 16.6 | 44.4 | | 4.2 Balances with Reserve Bank | 4,824.9 | 3.8 | –602.2 | –432.0 | 181.2 | 339.3 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,211.5 | 47.2 | 1.2 | 351.0 | –116.7 | 510.2 | | 5.2 Money at Call and Short Notice | 239.5 | –101.5 | 116.6 | 57.0 | –32.4 | 45.8 | | 5.3 Advances to Banks | 316.0 | 1.0 | –118.4 | 34.0 | –58.5 | 54.9 | | 5.4 Other Assets | 300.6 | 1.6 | –94.8 | 11.0 | –154.6 | 114.7 | | 6 Investments | 33,861.2 | 382.0 | 3,571.6 | 676.7 | –2,430.7 | –20.0 | | 6.1a Growth (Per cent) | | 1.1 | 11.8 | 2.0 | –6.7 | –0.1 | | 6.1 Government Securities | 33,828.8 | 363.1 | 3,567.0 | 654.7 | –2,423.6 | –35.7 | | 6.2 Other Approved Securities | 32.5 | 19.0 | 4.6 | 22.0 | –7.0 | 15.7 | | 7 Bank Credit | 93,384.4 | 507.9 | 3,113.0 | 7,130.1 | 7,682.0 | 11,856.7 | | 7.1a Growth (Per cent) | | 0.5 | 4.0 | 8.3 | 10.4 | 14.5 | | 7a.1 Food Credit | 723.4 | –50.0 | 35.6 | 303.5 | –492.4 | 148.5 | | 7a.2 Non–food credit | 92,660.9 | 557.9 | 3,077.4 | 6,826.6 | 8,174.4 | 11,708.2 | | 7b.1 Loans, Cash credit and Overdrafts | 91,135.4 | 417.5 | 3,235.0 | 7,150.6 | 7,596.7 | 11,752.0 | | 7b.2 Inland Bills – Purchased | 206.5 | 13.4 | –59.9 | 2.6 | –21.8 | 20.5 | | 7b.3 Discounted | 1,423.6 | 43.3 | –57.3 | 36.2 | 82.8 | 115.0 | | 7b.4 Foreign Bills – Purchased | 223.4 | –3.0 | –2.8 | –39.7 | 3.3 | –20.2 | | 7b.5 Discounted | 395.5 | 36.8 | –2.0 | –19.6 | 21.0 | –10.5 | |