| (₹ Billion) | | Item | Outstanding as on May 24, 2019 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,695.0 | –29.6 | –93.8 | –73.3 | –76.3 | 173.3 | | 1.2 Borrowings from Banks | 710.3 | 36.9 | 163.0 | –84.3 | 229.1 | –54.0 | | 1.3 Other Demand and Time Liabilities | 115.8 | –12.1 | 92.1 | –35.6 | 110.9 | –41.5 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 124,985.5 | –189.0 | –732.3 | –752.3 | 8,532.6 | 11,457.2 | | 2.1a Growth (Per cent) | | –0.2 | –0.6 | –0.6 | 8.1 | 10.1 | | 2.1.1 Demand | 13,131.9 | 24.8 | –2,004.0 | –1,980.9 | 922.5 | 1,433.1 | | 2.1.2 Time | 111,853.5 | –213.8 | 1,271.7 | 1,228.7 | 7,610.1 | 10,024.1 | | 2.2 Borrowings | 3,575.3 | –22.5 | 13.7 | –207.3 | 645.2 | –95.5 | | 2.3 Other Demand and Time Liabilities | 4,837.7 | –88.3 | –690.5 | –598.8 | –138.7 | –60.5 | | 3. Borrowings from Reserve Bank | 643.0 | 49.9 | –2,158.0 | –1,163.9 | 558.9 | 61.2 | | 4 Cash in Hand and Balances with Reserve Bank | 5,756.2 | –65.9 | –476.7 | –649.6 | 404.5 | 375.4 | | 4.1 Cash in hand | 774.3 | 11.4 | 71.7 | 25.5 | 25.4 | 102.0 | | 4.2 Balances with Reserve Bank | 4,982.0 | –77.3 | –548.3 | –675.1 | 379.0 | 273.4 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,271.7 | 71.7 | 127.4 | 41.2 | 242.4 | 283.8 | | 5.2 Money at Call and Short Notice | 235.9 | 24.9 | 117.3 | –86.6 | 163.8 | –63.8 | | 5.3 Advances to Banks | 274.5 | –2.9 | 17.7 | –21.9 | –50.4 | –25.3 | | 5.4 Other Assets | 412.7 | 11.8 | –6.3 | –16.1 | 61.0 | 129.4 | | 6 Investments | 35,192.1 | 104.9 | 554.3 | 1,381.5 | 1,619.1 | 1,453.2 | | 6.1a Growth (Per cent) | | 0.3 | 1.7 | 4.1 | 5.0 | 4.3 | | 6.1 Government Securities | 35,172.8 | 104.1 | 552.7 | 1,382.8 | 1,624.8 | 1,446.0 | | 6.2 Other Approved Securities | 19.3 | 0.8 | 1.6 | –1.3 | –5.6 | 7.2 | | 7 Bank Credit | 96,225.9 | –34.2 | –877.7 | –1,491.4 | 9,682.0 | 10,849.3 | | 7.1a Growth (Per cent) | | –0.0 | –1.0 | –1.5 | 12.8 | 12.7 | | 7a.1 Food Credit | 657.2 | 40.2 | 109.2 | 241.1 | –77.9 | 128.1 | | 7a.2 Non-food credit | 95,568.7 | –74.4 | –986.9 | –1,732.5 | 9,759.9 | 10,721.2 | | 7b.1 Loans, Cash credit and Overdrafts | 93,941.2 | –13.7 | –758.2 | –1,278.7 | 9,540.2 | 10,714.6 | | 7b.2 Inland Bills - Purchased | 261.0 | 11.9 | –13.2 | –1.2 | –17.8 | 70.3 | | 7b.3 Discounted | 1,439.7 | –9.6 | –35.2 | –143.3 | 104.8 | 87.5 | | 7b.4 Foreign Bills - Purchased | 211.2 | –1.6 | –28.1 | –34.7 | 40.5 | –23.8 | | 7b.5 Discounted | 372.8 | –21.2 | –43.0 | –33.4 | 14.3 | 0.8 | |