| (₹ Billion) | | Item | Outstanding as on June 21, 2019 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,740.0 | –4.9 | –88.3 | –28.3 | –15.0 | 212.7 | | 1.2 Borrowings from Banks | 775.9 | 59.6 | 101.9 | –18.7 | 172.1 | 72.8 | | 1.3 Other Demand and Time Liabilities | 108.0 | 4.8 | 120.1 | –43.4 | 117.7 | –77.3 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 124,905.8 | –496.7 | –730.7 | –831.9 | 8,010.7 | 11,376.0 | | 2.1a Growth (Per cent) | | –0.4 | –0.6 | –0.7 | 7.6 | 10.0 | | 2.1.1 Demand | 12,889.5 | –45.8 | –1,939.6 | –2,223.4 | 612.4 | 1,126.2 | | 2.1.2 Time | 112,016.4 | –451.0 | 1,208.9 | 1,391.5 | 7,398.3 | 10,249.8 | | 2.2 Borrowings | 3,533.6 | 38.0 | 188.2 | –249.0 | 935.5 | –311.8 | | 2.3 Other Demand and Time Liabilities | 5,197.4 | –91.4 | –812.3 | –239.1 | –54.0 | 421.1 | | 3. Borrowings from Reserve Bank | 512.3 | 246.9 | –1,740.9 | –1,294.6 | 983.5 | –486.6 | | 4 Cash in Hand and Balances with Reserve Bank | 5,826.3 | –43.8 | –298.5 | –579.6 | 561.5 | 267.2 | | 4.1 Cash in hand | 793.8 | 17.3 | 107.1 | 45.0 | 5.3 | 86.0 | | 4.2 Balances with Reserve Bank | 5,032.5 | –61.1 | –405.6 | –624.6 | 556.2 | 181.2 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,286.9 | –24.2 | 112.7 | 56.4 | 261.6 | 313.6 | | 5.2 Money at Call and Short Notice | 290.0 | 79.8 | 149.8 | –32.5 | 102.7 | –42.2 | | 5.3 Advances to Banks | 267.2 | –6.3 | 14.3 | –29.2 | –30.7 | –29.2 | | 5.4 Other Assets | 360.7 | –1.9 | –35.9 | –68.1 | 17.1 | 107.0 | | 6 Investments | 34,666.4 | –265.2 | 781.1 | 855.9 | 1,769.1 | 700.8 | | 6.1a Growth (Per cent) | | –0.8 | 2.4 | 2.5 | 5.5 | 2.1 | | 6.1 Government Securities | 34,646.3 | –264.6 | 781.0 | 856.3 | 1,776.7 | 691.3 | | 6.2 Other Approved Securities | 20.1 | –0.6 | 0.1 | –0.5 | –7.6 | 9.5 | | 7 Bank Credit | 96,485.7 | –33.3 | –110.1 | –1,231.5 | 9,787.3 | 10,341.6 | | 7.1a Growth (Per cent) | | –0.0 | –0.1 | –1.3 | 12.8 | 12.0 | | 7a.1 Food Credit | 714.2 | –61.8 | 205.5 | 298.1 | 42.0 | 88.8 | | 7a.2 Non-food credit | 95,771.6 | 28.6 | –315.6 | –1,529.6 | 9,745.3 | 10,252.7 | | 7b.1 Loans, Cash credit and Overdrafts | 94,277.3 | 20.4 | 26.5 | –942.6 | 9,685.7 | 10,266.0 | | 7b.2 Inland Bills - Purchased | 261.2 | –0.4 | –6.1 | –1.0 | 0.6 | 63.4 | | 7b.3 Discounted | 1,365.4 | –37.2 | –50.5 | –217.6 | 75.1 | 28.4 | | 7b.4 Foreign Bills - Purchased | 223.1 | –1.9 | –39.5 | –22.8 | 23.7 | –0.4 | | 7b.5 Discounted | 358.7 | –14.2 | –40.5 | –47.5 | 2.2 | –15.8 | |