| (₹ Billion) | | Item | Outstanding as on July 19, 2019 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,788.9 | 26.2 | –131.9 | 20.6 | –29.7 | 305.3 | | 1.2 Borrowings from Banks | 795.8 | 88.5 | 78.0 | 1.2 | 136.6 | 116.5 | | 1.3 Other Demand and Time Liabilities | 148.7 | 36.4 | 38.9 | –2.7 | 68.9 | 44.7 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 126,491.3 | –261.5 | 110.9 | 753.5 | 8,615.2 | 12,119.9 | | 2.1a Growth (Per cent) | | –0.2 | 0.1 | 0.6 | 8.1 | 10.6 | | 2.1.1 Demand | 13,234.7 | 101.4 | –2,080.9 | –1,878.1 | 752.6 | 1,612.8 | | 2.1.2 Time | 113,256.5 | –362.9 | 2,191.8 | 2,631.6 | 7,862.7 | 10,507.0 | | 2.2 Borrowings | 3,519.2 | 5.4 | –130.9 | –263.3 | 590.1 | –7.0 | | 2.3 Other Demand and Time Liabilities | 5,043.0 | 37.3 | –924.9 | –393.5 | –100.0 | 379.2 | | 3. Borrowings from Reserve Bank | 352.6 | 9.6 | –1,993.5 | –1,454.3 | 664.4 | –393.7 | | 4 Cash in Hand and Balances with Reserve Bank | 6,119.8 | 240.7 | –349.6 | –286.1 | 520.6 | 611.9 | | 4.1 Cash in hand | 789.6 | 10.3 | 74.9 | 40.9 | –5.4 | 114.1 | | 4.2 Balances with Reserve Bank | 5,330.1 | 230.4 | –424.6 | –326.9 | 526.0 | 497.8 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,396.2 | 13.7 | 66.6 | 165.7 | 200.9 | 469.1 | | 5.2 Money at Call and Short Notice | 289.6 | 103.1 | 45.6 | –32.9 | 26.5 | 61.6 | | 5.3 Advances to Banks | 266.7 | –2.9 | 94.1 | –29.6 | 48.7 | –109.4 | | 5.4 Other Assets | 391.3 | 12.4 | –28.1 | –37.5 | 49.1 | 129.9 | | 6 Investments | 34,938.7 | –517.6 | 1,488.9 | 1,128.2 | 2,064.4 | 265.3 | | 6.1a Growth (Per cent) | | –1.5 | 4.5 | 3.3 | 6.3 | 0.8 | | 6.1 Government Securities | 34,885.6 | –537.7 | 1,448.9 | 1,095.6 | 2,034.5 | 262.7 | | 6.2 Other Approved Securities | 53.2 | 20.1 | 40.1 | 32.6 | 29.9 | 2.6 | | 7 Bank Credit | 96,569.4 | –404.9 | –156.9 | –1,147.8 | 9,498.4 | 10,472.1 | | 7.1a Growth (Per cent) | | –0.4 | –0.2 | –1.2 | 12.4 | 12.2 | | 7a.1 Food Credit | 660.0 | –47.7 | 86.5 | 243.9 | –17.9 | 153.6 | | 7a.2 Non-food credit | 95,909.4 | –357.2 | –243.4 | –1,391.7 | 9,516.2 | 10,318.5 | | 7b.1 Loans, Cash credit and Overdrafts | 94,399.3 | –359.0 | –30.8 | –820.6 | 9,371.3 | 10,445.3 | | 7b.2 Inland Bills - Purchased | 247.2 | –12.0 | –0.9 | –15.0 | 16.5 | 44.2 | | 7b.3 Discounted | 1,356.3 | –18.4 | –34.9 | –226.7 | 84.3 | 3.7 | | 7b.4 Foreign Bills - Purchased | 231.9 | –4.0 | –27.4 | –14.0 | 36.1 | –3.7 | | 7b.5 Discounted | 334.7 | –11.5 | –62.8 | –71.5 | –9.9 | –17.5 | |