(Rs. crore)

Outstanding

Variation over

as on

Item

2000

Financial year so far

Year-on-year

Nov. 17#

Fortnight

1999-2000

2000-2001

1999

2000

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,520

68

1,757

1,809

5,817

4,352

Borrowings from Banks⁽¹⁾

16,342

-636

753

75

1,299

3,516

Other demand and time liabilities⁽²⁾

1,163

-91

256

302

569

184

Liabilities to Others

Aggregate deposits@

9,14,677

26,683

57,586

1,01,332

1,00,680

1,43,066

(3.0)

(8.1)

(12.5)

(15.0)

(18.5)

[0.1]

[8.3]

[9.5]

[15.4]

[15.6]

Demand

1,27,921

-1,065

-8,212

554

10,205

18,710

Time@

7,86,757

27,747

65,798*

1,00,778*

90,476*

1,24,357*

Borrowings⁽³⁾

2,314

-105

956

-420

898

218

Other demand and time liabilities

81,684

367

6,781*

3,242*

15,270*

14,829*

Borrowings from Reserve Bank

5,624

-264

901

-867

-289

1,829

Cash in hand and Balances with Reserve Bank

71,682

-6,608

-2,354

8,932

-10,616

6,126

Cash in hand

5,723

-56

324

393

927

1,037

Balances with Reserve Bank

65,959

-6,552

-2,679

8,539

-11,542

5,089

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,548

-355

647

-759

2,437

1,813

Money at call and short notice

21,310

3,489

1,300

-370

3,387

1,838

Advances to Banks

2,611

-218

-97

-931

103

604

Other assets

2,064

-171

320

144

422

322

Investments⁽⁵⁾

3,46,548

13,169

41,167

37,604

47,632

50,787

(4.0)

(16.2)

(12.2)

(19.2)

(17.2)

Gover nment securities

3,15,522

13,072

41,280

37,066

47,872

51,025

Other approved securities

31,026

97

-114

538

-241

-238

Bank Credit

4,80,586

2,227

25,716

44,627

58,088

86,033

(0.5)

(7.0)

(10.2)

(17.3)

(21.8)

Food Credit

35,434

277

6,593

9,743

6,707

12,025

Non-food credit

4,45,152

1,950

19,123

34,885

51,381

74,008

Loans, cash-credit and overdrafts

4,40,389

1,355

26,650

39,482

55,177

76,264

Inland bills- purchased

4,939

179

-705

150

2

750

discounted⁽⁶⁾

17,682

361

98

4,924

1,299

6,842

Foreign bills-purchased

9,150

302

-619

263

477

1,517

discounted

8,427

30

291

-192

1,133

659

Cash-Deposit Ratio

7.84

Investment-Deposit Ratio

37.89

Credit-Deposit Ratio

52.54

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.|
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.