(Rs. crore)

Outstanding
as on
2000

Variation over

Item

Financial year so far

Year-on-year

Dec. 1#

Fortnight

1999-2000

2000-2001

1999

2000

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

44,558

6,038

1,713

7,847

5,786

10,435

Borrowings from Banks⁽¹⁾

16,947

606

-56

681

453

4,932

Other demand and time liabilities⁽²⁾

1,215

52

116

354

245

376

Liabilities to Others

Aggregate deposits@

9,18,449

3,772

62,222

1,05,104

1,03,482

1,42,202

(0.4)

(8.7)

(12.9)

(15.4)

(18.3)

[8.9]

[10.0]

[15.8]

[15.4]

Demand

1,28,999

1,078

-5,366

1,633

12,922

16,941

Time@

7,89,450

2,693

67,588*

1,03,472*

90,560*

1,25,260*

Borrowings⁽³⁾

2,343

29

1,245

-391

1,332

-42

Other demand and time liabilities

82,698

1,014

9,326*

4,256*

15,540*

13,299*

Borrowings from Reserve Bank

2,362

-3,262

-1,295

-4,129

-2,989

763

Cash in hand and Balances with Reserve Bank

73,710

2,028

-8,571

10,960

-14,060

14,371

Cash in hand

5,725

2

56

395

783

1,307

Balances with Reserve Bank

67,985

2,026

-8,627

10,565

-14,843

13,064

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,367

-181

855

-940

2,726

1,424

Money at call and short notice

29,259

7,949

1,845

7,579

3,442

9,242

Advances to Banks

2,346

-264

631

-1,196

1,209

-389

Other assets

2,181

118

3,880

262

4,054

-3,121

Investments⁽⁵⁾

3,50,870

4,322

49,856

41,926

53,748

46,419

(1.2)

(19.6)

(13.6)

(21.4)

(15.2)

Gover nment securities

3,19,724

4,202

50,247

41,268

54,244

46,260

Other approved securities

31,146

120

-390

658

-495

159

Bank Credit

4,80,748

163

27,915

44,790

59,172

83,997

(-)

(7.6)

(10.3)

(17.5)

(21.2)

Food Credit

36,917

1,483

7,207

11,226

8,018

12,893

Non-food credit

4,43,831

-1,320

20,707

33,564

51,154

71,103

Loans, cash-credit and overdrafts

4,40,552

163

28,326

39,645

56,135

74,751

Inland bills- purchased

4,985

46

-582

197

134

673

discounted⁽⁶⁾

17,459

-222

408

4,702

1,471

6,310

Foreign bills-purchased

9,212

63

-691

326

217

1,653

discounted

8,540

113

454

-80

1,215

609

Cash-Deposit Ratio

8.03

Investment-Deposit Ratio

38.20

Credit-Deposit Ratio

52.34

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India Figures in brackets denote percentage variation in the relevant period.
* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.