(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

Jan. 12#

Fortnight

1999-2000

2000-2001

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

46,489

514

2,892

9,779

5,923

11,187

Borrowings from Banks⁽¹⁾

19,599

–1,121

68

3,332

645

7,459

Other demand and time liabilities⁽²⁾

1,057

–132

812

196

744

–477

Liabilities to Others

Aggregate deposits@

9,28,561

–3,096

73,349

1,15,217

1,09,505

1,41,187

(–0.3)

(10.3)

(14.2)

(16.2)

(17.9)

[10.5]

[11.3]

[16.6]

[15.0]

Demand

1,32,020

–4,545

–2,971

4,654

14,765

17,568

Time@

7,96,541

1,449

76,320*

1,10,563*

94,740*

1,23,619*

Borrowings⁽³⁾

3,353

1,076

1,247

619

–471

966

Other demand and time liabilities

87,134

679

14,688*

8,692*

20,778*

12,373*

Borrowings from Reserve Bank

6,932

240

–775

441

–4,662

4,813

Cash in hand and Balances with Reserve Bank

79,154

5,854

–9,311

16,404

–18,079

20,555

Cash in hand

6,013

35

352

683

884

1,299

Balances with Reserve Bank

73,141

5,819

–9,663

15,721

–18,962

19,256

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,787

–952

1,689

–520

2,946

1,010

Money at call and short notice

29,620

–1,920

1,400

7,940

6,546

10,048

Advances to Banks

2,975

683

902

–567

1,261

–31

Other assets

2,213

96

495

294

653

295

Investments⁽⁵⁾

3,52,944

–3,156

49,870

44,000

54,208

48,479

(–0.9)

(19.6)

(14.2)

(21.7)

(15.9)

Government securities

3,22,044

–3,138

50,589

43,588

54,766

48,237

Other approved securities

30,900

–17

–719

412

–558

242

Bank Credit

4,97,486

2,239

45,760

61,528

63,981

82,889

(0.5)

(12.4)

(14.1)

(18.2)

(20.0)

Food Credit

38,417

968

8,691

12,726

8,907

12,910

Non-food credit

4,59,069

1,271

37,069

48,802

55,074

69,979

Loans, cash-credit and overdrafts

4,56,241

1,585

44,784

55,334

61,008

73,983

Inland bills- purchased

5,190

–110

–128

402

316

424

discounted⁽⁶⁾

18,099

279

838

5,342

1,612

6,520

Foreign bills-purchased

9,626

449

–257

739

–138

1,632

discounted

8,330

37

523

–289

1,183

331

Cash-Deposit Ratio

8.52

Investment-Deposit Ratio

38.01

Credit-Deposit Ratio

53.58

@

: Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.

*

: Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.