(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

Jan. 26#

Fortnight

1999-2000

2000-2001

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

46,515

25

2,060

9,804

5,241

12,045

Borrowings from Banks⁽¹⁾

21,323

1,724

304

5,056

1,014

8,947

Other demand and time liabilities⁽²⁾

1,262

205

279

401

412

261

Liabilities to Others

Aggregate deposits@

9,35,510

6,949

78,721

1,22,166

1,07,958

1,42,764

(0.7)

(11.0)

(15.0)

(15.8)

(18.0)

[11.3]

[12.1]

[16.2]

[15.1]

Demand

1,31,980

–40

1,968

4,614

16,281

12,589

Time@

8,03,530

6,989

76,753*

1,17,552*

91,677*

1,30,175*

Borrowings⁽³⁾

2,551

–803

1,294

–184

–492

116

Other demand and time liabilities

86,218

–915

12,938*

7,777*

19,305*

13,207*

Borrowings from Reserve Bank

6,099

–833

1,554

–392

–882

1,652

Cash in hand and Balances with Reserve Bank

76,680

–2,474

–3,655

13,930

–8,586

12,425

Cash in hand

5,545

–468

667

215

772

516

Balances with Reserve Bank

71,135

–2,006

–4,321

13,716

–9,358

11,909

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,855

1,068

1,517

548

2,766

2,249

Money at call and short notice

31,736

2,116

130

10,056

1,832

13,434

Advances to Banks

2,829

–146

844

–713

1,111

–119

Other assets

2,226

13

359

307

416

444

Investments⁽⁵⁾

3,55,244

2,300

47,703

46,299

50,838

52,946

(0.7)

(18.7)

(15.0)

(20.2)

(17.5)

Government securities

3,24,473

2,430

48,364

46,017

51,331

52,891

Other approved securities

30,770

–130

–662

282

–493

55

Bank Credit

4,99,586

2,100

46,451

63,628

66,017

84,298

(0.4)

(12.6)

(14.6)

(18.9)

(20.3)

Food Credit

39,078

661

9,240

13,387

9,000

13,022

Non-food credit

4,60,508

1,439

37,211

50,241

57,017

71,276

Loans, cash-credit and overdrafts

4,58,946

2,705

45,110

58,039

62,452

76,361

Inland bills- purchased

5,188

–2

–146

400

284

441

discounted⁽⁶⁾

18,064

–36

1,217

5,306

2,132

6,105

Foreign bills-purchased

9,332

–294

–310

446

21

1,391

discounted

8,057

–273

581

–563

1,128

–1

Cash-Deposit Ratio

8.20

Investment-Deposit Ratio

37.97

Credit-Deposit Ratio

53.40

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.