(Rs. crore)

Outstanding

as on

Variation over

Item

2001

Financial year so far

Year-on-year

Feb. 9#

Fortnight

1999-2000

2000-2001

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

46,804

289

2,776

10,093

5,739

11,617

Borrowings from Banks⁽¹⁾

21,134

–189

1,323

4,867

2,597

7,739

Other demand and time liabilities⁽²⁾

1,550

288

263

689

442

565

Liabilities to Others

Aggregate deposits@

9,41,787

6,276

84,588

1,28,442

1,13,252

1,43,174

(0.7)

(11.8)

(15.8)

(16.5)

(17.9)

[12.2]

[12.9]

[17.0]

[15.1]

Demand

1,32,161

181

572

4,795

17,276

14,166

Time@

8,09,625

6,095

84,015*

1,23,647*

95,977*

1,29,008*

Borrowings⁽³⁾

2,633

83

1,359

–101

521

134

Other demand and time liabilities

88,004

1,785

15,038*

9,562*

19,267*

12,892*

Borrowings from Reserve Bank

5,556

–543

6,608

–935

3,393

–3,946

Cash in hand and Balances with Reserve Bank

76,918

238

2,539

14,168

–5,044

6,469

Cash in hand

5,379

–166

97

49

688

921

Balances with Reserve Bank

71,538

403

2,442

14,119

–5,732

5,548

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,792

–63

1,292

485

2,457

2,412

Money at call and short notice

34,157

2,421

390

12,477

4,027

15,594

Advances to Banks

3,087

258

1,073

–455

1,423

–90

Other assets

2,357

131

547

438

664

388

Investments⁽⁵⁾

3,58,185

2,942

47,563

49,241

52,037

56,028

(0.8)

(18.7)

(15.9)

(20.8)

(18.5)

Government securities

3,27,378

2,905

48,207

48,922

52,458

55,954

Other approved securities

30,807

37

–644

319

–421

74

Bank Credit

5,01,110

1,523

50,886

65,151

69,862

81,386

(0.3)

(13.8)

(14.9)

(20.0)

(19.4)

Food Credit

39,594

516

9,145

13,902

8,848

13,633

Non-food credit

4,61,516

1,008

41,741

51,249

61,013

67,754

Loans, cash-credit and overdrafts

4,60,638

1,692

49,189

59,731

65,468

73,974

Inland bills- purchased

4,893

–295

–150

105

446

150

discounted⁽⁶⁾

18,208

145

1,194

5,450

2,256

6,272

Foreign bills-purchased

9,367

36

60

481

511

1,057

discounted

8,003

–54

594

–616

1,181

–68

Cash-Deposit Ratio

8.17

Investment-Deposit Ratio

38.03

Credit-Deposit Ratio

53.21

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.