(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

Mar. 9#

Fortnight

1999-2000

2000-2001

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

49,243

2,059

3,376

12,532

4,829

13,456

Borrowings from Banks⁽¹⁾

23,366

814

382

7,100

630

10,913

Other demand and time liabilities⁽²⁾

1,382

116

134

521

162

526

Liabilities to Others

Aggregate deposits@

9,51,054

5,208

92,700

1,37,710

1,14,889

1,44,329

(0.6)

(13.0)

(16.9)

(16.6)

(17.9)

[13.3]

[14.1]

[17.0]

[15.0]

Demand

1,36,183

2,047

5,649

8,816

20,209

13,110

Time@

8,14,872

3,161

87,051*

1,28,893*

94,680*

1,31,219*

Borrowings⁽³⁾

2,158

–616

1,415

–576

694

–397

Other demand and time liabilities

90,206

1,994

15,376*

11,764*

15,900*

14,757*

Borrowings from Reserve Bank

5,981

851

2,110

–510

–686

977

Cash in hand and Balances with Reserve Bank

77,323

–70

–2,732

14,573

–7,489

12,145

Cash in hand

5,581

63

111

250

526

1,107

Balances with Reserve Bank

71,742

–133

–2,843

14,323

–8,015

11,037

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,866

489

1,724

1,559

2,052

3,053

Money at call and short notice

31,713

–801

–527

10,033

882

14,068

Advances to Banks

3,880

1,082

1,547

338

1,797

228

Other assets

2,320

–39

569

400

607

328

Investments⁽⁵⁾

3,64,954

4,075

52,430

56,010

54,605

57,929

(1.1)

(20.6)

(18.1)

(21.6)

(18.9)

Government securities

3,34,121

4,084

53,259

55,665

55,434

57,644

Other approved securities

30,834

–9

–829

345

–829

285

Bank Credit

5,04,945

324

58,209

68,986

71,806

77,899

(0.1)

(15.8)

(15.8)

(20.2)

(18.2)

Food Credit

39,928

317

8,119

14,237

8,203

14,993

Non-food credit

4,65,017

7

50,090

54,749

63,603

62,905

Loans, cash-credit and overdrafts

4,64,038

284

54,897

63,130

66,528

71,665

Inland bills- purchased

5,377

443

–22

589

398

506

discounted⁽⁶⁾

17,876

–686

1,738

5,119

2,541

5,397

Foreign bills-purchased

9,478

235

519

592

1,017

709

discounted

8,175

48

1,077

–444

1,322

–379

Cash-Deposit Ratio

8.13

Investment-Deposit Ratio

38.37

Credit-Deposit Ratio

53.09

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.