(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

Mar. 30#

Month

1999-2000

2000-2001

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

52,876

5,693

11,127

16,166

11,127

9,339

Borrowings from Banks⁽¹⁾

25,640

3,087

2,982

9,373

2,982

10,586

Other demand and time liabilities⁽²⁾

1,431

165

319

570

319

390

Liabilities to Others

Aggregate deposits@

9,83,268

37,422

1,37,568

1,69,923

1,37,568

1,31,675

(4.0)

(19.3)

(20.9)

(19.3)

(15.5)

[19.8]

[18.1]

[19.8]

[12.7]

Demand

1,52,828

18,692

27,860

25,461

27,860

7,545

Time@

8,30,440

18,730

1,09,708*

1,44,462*

1,09,708*

1,24,130*

Borrowings⁽³⁾

6,250

3,476

3,062

3,516

3,062

2,047

Other demand and time liabilities

94,297

6,085

20,459*

15,855*

20,459*

13,765*

Borrowings from Reserve Bank

5,980

849

6,619

–511

6,619

–3,533

Cash in hand and Balances with Reserve Bank

82,547

5,154

15,494

19,797

15,494

–857

Cash in hand

5,607

90

1,261

277

1,261

–16

Balances with Reserve Bank

76,939

5,064

14,233

19,520

14,233

–842

Assets with the Banking System

Balance with other Banks⁽⁴⁾

20,148

2,771

6,154

3,841

6,154

906

Money at call and short notice

38,105

5,591

864

16,425

864

19,069

Advances to Banks

3,899

1,101

1,140

357

1,140

654

Other assets

2,379

20

259

459

259

698

Investments⁽⁵⁾

3,66,648

5,769

57,101

57,704

57,101

54,952

(1.6)

(22.4)

(18.7)

(22.4)

(17.6)

Government securities

3,35,904

5,866

58,282

57,448

58,282

54,404

Other approved securities

30,745

–98

–1,181

256

–1,181

548

Bank Credit

5,24,945

20,324

85,232

88,986

85,232

70,876

(4.0)

(23.1)

(20.4)

(23.1)

(15.6)

Food Credit

39,761

150

8,110

14,070

8,110

14,835

Non-food credit

4,85,184

20,174

77,122

74,917

77,122

56,041

Loans, cash-credit and overdrafts

4,81,925

18,172

77,641

81,018

77,641

66,809

Inland bills- purchased

5,221

286

1,461

432

1,461

–1,134

discounted⁽⁶⁾

19,320

758

3,085

6,562

3,085

5,493

Foreign bills-purchased

9,550

306

1,246

664

1,246

53

discounted

8,929

802

1,798

310

1,798

–345

Cash-Deposit Ratio

8.40

Investment-Deposit Ratio

37.29

Credit-Deposit Ratio

53.39

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.

Note : Based on Special Returns submitted by the banks as required when the last Friday of the month is not alternate Friday for the reporting purposes.